Benefits offered by OPD cover should be in line with your family's needs

If OPD coverage is built into a policy, or is offered as a rider, the limit will be specified

Since the onset of the pandemic, demand is up - not just for comprehensive health insurance covers but also for outpatient department (OPD) covers.

Reliance General Insurance has recently launched Reliance-Digital Care Management, a policy that covers OPD expenses with sum insurance ranging between Rs 1,000 and Rs 5,000.

OPD policies are available in three formats.

“It sometimes comes as a built-in benefit within a comprehensive health policy. It is also available as a rider,” says Indraneel Chatterjee, co-founder, RenewBuy. Standal­one policies with sum insured up to Rs 1 lakh are also available.    

Tackle recurring expenses

The majority of health insurance plans do not