Budget 2024: Adequate capital buffers, credit-deposit ratio may weaken
PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance
 "Over a week after Reserve Bank of India (RBI) governor Shaktikanta Das highlighted persistent gap in deposit and credit growth in a meeting with CEOs of public and private sector banks, two state-run lenders — Bank of Baroda (BoB) and Bank of Maharas")
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CHALLENGES
The Reserve Bank of India has highlighted risks from non-banking financial companies (NBFCs) since banks have a large
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
Deposit growth has been sluggish
TAKEAWAYS
PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance
Integrated technology platform for improving outcomes under IBC
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Topics : Union budgets Banking sector
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First Published: Jul 24 2024 | 1:34 AM IST