Personal Finance

Indian household debt rises 14.3%, financial assets grow 9% in 2025: Report

Insurance and pensions grew 11.4%, while deposits rose 9.8% and securities 6.1%

Active vs passive funds: 88% success in large-caps but only 26% over 10 yrs

Across the broader equity universe, more than 50% of active funds outperformed their passive counterparts over the one-, three-and five-year periods, although the 10-year success rate was below 40%

Pilgrimage, wildlife: India's tourism wave is creating new real estate bets

Beyond Goa and Jaipur: The new tourism hotspots that could drive property demand

Switch NPS fund manager only if underperformance persists across mkt cycles

Check whether weak returns reflect the market cycle before changing your pension fund manager

Paid for a house, lived there but HC nixes son's ownership plea: Here's why

Residence, household spending or construction costs do not create co-ownership when a child cannot prove an independent legal right to the property, says court

Sold a property? Eight different ways to reduce your capital gains tax bill

Property sale tax explained: Indexation, Section 54, CGAS and more

Money changes in Oct: SBI ATM, LPG, FD, NPS and EPF rules to know

From LPG subsidy authentication to ATM charges and tax deadlines, here are the key changes consumers should track this month.

J&K allows one-time NPS to OPS switch for eligible government employees

Employees appointed against vacancies notified before December 24, 2009 can apply for OPS by December 28, 2026

74% of Indian entrepreneurs plan overseas residency, Singapore tops list

Second residency, AI and wealth: How Indian entrepreneurs are planning ahead

Inherited jewellery: How to prove its origins and avoid tax scrutiny

Preserve old valuation and inheritance records; document family lockers and explain the source of each holding

Parents funding NRI child's home abroad? Know LRS limit, TCS, tax rules

A resident parent can remit up to $250,000 a year under LRS, but ownership, gift or loan structure and foreign tax rules also matter.

India's next investor wave will come from smaller cities, youth: EY

India has built digital rails for financial access, but EY says the next phase requires a wealth infrastructure that links identity, data, AI, advice and investor protection mechanisms

Funds for buying a house: Know much you can withdraw from your PF corpus

Members can use EPF savings for buying, building or repairing a home; eligibility, limits and withdrawal frequency apply

EPF vs EPS vs EDLI: Earning Rs 10,000-Rs 35,000? Know your new PF share

The EPF wage ceiling is now Rs 25,000. Here is how employee and employer contributions change across salary levels.

Foreign investors are back: India real estate draws record $9.5 bn in Q3

Much of the Q3 capital went into data centres, offices and development sites rather than directly into completed residential homes.

No old car to scrap? Buying a scrappage certificate could still save money

Buyers without an old vehicle can purchase a scrappage certificate to claim benefits on a new car, but savings depend on state rules, vehicle category and manufacturer offers

World Heart Day: How to cover cardiac risks before an emergency strikes

Rising cardiac treatment costs make adequate health cover and a strong emergency fund essential for financial protection

LPG Aadhaar rule: How subsidy and cylinder bookings change from Oct 1

The new requirement is aimed at checking eligible connections and curbing duplicate or ineligible LPG beneficiaries, with consumers given multiple ways to complete verification.

NPS Swasthya health cover explained: Premium, withdrawal and exit rules

From premiums and health cover to withdrawals and exit rules, here is what subscribers need to know about NPS Swasthya

Booked flight too soon? MakeMyTrip to refund fare difference if price drops

The add-on costs from ₹229 for domestic and ₹349 for international flights, with refunds capped at ₹2,500 and ₹3,000 per passenger, respectively