Personal Finance – News and features | Business Standard

You are here » Home » PF » News » Financial Planning

May 12, 2022, Thursday

Feeling the inflation pinch? Cut back on discretionary expenses

If home loan EMI is straining your budget, ask lender to increase tenor
April 01, 2022, Friday

Youth turn smarter on financial planning amid Covid, but gaps remain: Study

They need hand-holding on life and health insurance, and should not lean on social media influencers, who are often neither ...
March 11, 2022, Friday

Do you visit doctors frequently? Buy a health plan with OPD cover

Before you buy it, make sure the policy is not overly restrictive
March 04, 2022, Friday

Three top women execs and the challenges they face in their financial lives

Higher life expectancy, inadequate retirement planning and insurance, and risk aversion are some of the key issues they feel ...
March 01, 2022, Tuesday

Tackle low liquidity in sovereign gold bonds by laddering, say analysts

Gold is up 5.8 per cent over the past month and 8.9 per cent over the past year, with a large part of it coming in February, ...
February 28, 2022, Monday

NPS to include assured returns; new products likely to come in August

The NPS has offered higher returns so far than other schemes
January 28, 2022, Friday

A penny saved, a penny earned and other insights into the art of budgeting

Budgeting tips: Start with some kind of allocation of your periodical expenses, even if it's very rudimentary. You can adopt a ...
December 17, 2021, Friday

Don't be over-obsessed with equities, book profits if you haven't already

Exposure to debt funds and gold is essential even if current returns from these asset classes are low
December 10, 2021, Friday

Diversify your retirement corpus across products to get a tidy sum at 60

In fact, you need to be more diligent if you're over 50 as there is a higher risk of losing your job, and in any case you have ...
December 03, 2021, Friday

A quick guide on financial planning for the wedding and life thereafter

While budgeting is very important for pre-wedding, wedding and honeymoon expenses, couples must also plan for their long-term ...
November 29, 2021, Monday

Bolster your finances before third Covid-19 wave with an emergency corpus

Buying a personal health cover and reducing loan burden will put you in better shape to handle a crisis
November 12, 2021, Friday

Begin planning for your child's foreign education this Children's Day

Given the massive cost involved, make an early start, even if you have to do so with only vague estimates of the outlay
November 10, 2021, Wednesday

Not financially savvy? Tackle reinvestment risk with deferred annuity plans

Invest only a part of your retirement corpus in them or else you will not be able to benefit from any rate increase
November 09, 2021, Tuesday

Lesson from note ban and pandemic: Keep a month's expense in cash at home

In addition, have an emergency fund equal to three-six months' expense parked in liquid fund, savings account and sweep-in fixed ...
October 23, 2021, Saturday

Don't delay retirement planning; estimate corpus as first step: Experts

Use a mix of equity funds, PPF, EPF and NPS; review and correct course periodically
October 05, 2021, Tuesday

Choosing the right financial planner is a wise investment, say experts

Discussing scope of work will enable the registered investment advisor to decide the right fee
September 05, 2021, Sunday

Atal Pension Yojna most popular social security scheme under NPS system

Total assets under management (AUM) for the National Pension System schemes saw a year-on-year growth of over 38 per cent
August 29, 2021, Sunday

Those joining NPS after 65 yrs of age can take up to 50% equity exposure

Any Indian citizen and Overseas Citizen of India (OCI) in the age group of 65-70 years can also join NPS and continue up to the ...
July 09, 2021, Friday

Take adequate, long-term exposure to equities to counter inflation

In the short term, take on part-time work and postpone discretionary expenses to cope with this round of price rise which may not ...
July 04, 2021, Sunday

Need to reduce your portfolio risk by rebalancing, say analysts

Avoid extreme steps like investing more in equities amid the bull run, or exiting completely for fear of a correction

.