Page 55 - Financial Investment

Banking: Jairam Sridharan

Capital, rental values set to increase

Hot Spot: Bandra, Mumbai

Limited option for insuring your newborn's health

Most insurers prefer to cover babies who are at least 3 months old. An easier way for would-be parents is to buy a health plan with maternity and baby cover or include the baby in group health covers

Betting on crude oil drop

Investors could look at financials of non-PSU refiners, rather than relying on state-run actors

Beware of get-rich-quick tips

You might be bombarded with SMS advice, WhatsApp messages and online fast-money schemes. Here's why you should avoid them

40 years ago...And now: LIC - From Big Daddy to Big Brother

As a government-owned behemoth, Life Insurance Corporation managed to stay ahead of the competition when the sector was thrown open - but only with some painful changes

Case study

Realty check

Bank liable for fraudulent ATM withdrawal

A rate cut would be against odds, but likelihood is rising

A rapid fall in crude oil prices has meant the RBI is a year ahead of its inflation-targeting schedule

Make your will watertight

Registering it, making a video recording and removing ambiguities in drafting can help reduce chances of it being contested

Spare a thought for lifestyle inflation

Standard of living can push up expenses more than inflation. Factor it in while planning your savings

Wealthy investors flock to equities as market uptrend continues

Despite short-term volatility, softening of interest rates and recovery in growth make a strong case for equities

Raised pay ceiling not of much help for EPF corpus

With inflation eating into your savings and a rising life expectancy of well beyond 80 years, your provident fund corpus would give only some baseline support and for a limited post-retirement period

Case study

Upcoming infrastructure projects will help growth

Hot Spot: New Gurgaon, NCR

Housing society resolutions void if minutes not approved

A society is entitled to levy a charge provided it is approved by the general body at a valid meeting, in consonance with the bye-laws

Will Japan recession affect India?

Bank of Japan's decision to expand QE might ensure Indian stock markets remain buoyant

Group health insurance premiums might go up

Buy a cheaper top-up plan over your employer-provided base policy. Or buy a family floater and accumulate a no-claim bonus

No tax on gratuity of up to Rs 10 lakh

If gratuity is received in earlier years then exemption at time of retirement will reduce to that extent, subject to the overall limit