 "agriculture NPAs India, farm loan defaults, bad loans April-June 2025, Bank of Maharashtra agri NPAs, Union Bank agri loans, Punjab & Sind Bank NPAs, UCO Bank farm loan stress, RBI Trend and Progress report, priority sector lending, Kisan Credit Card")
Bad loans in the agriculture sector remain elevated, with several public-sector banks (PSBs) reporting higher slippages in the April-June quarter of FY26. For many banks, non-performing assets (NPAs) in farm lending were 5 per cent or more, with some nearing double digits.
The stress reflects growing concern over loan saturation, with some PSBs reporting lower single-digit year-on-year (Y-o-Y) growth.
“As agri loans are mandatory for priority-sector lending requirements, there is a tendency to lend more, especially to small and marginal farmers, who often failed to
