 "Manojit Saha")
Manojit Saha
Manojit Saha
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha
Big Bond Bang reignites hopes for Indian Gsec in global portfolios
Bloomberg's review of its flagship global index is scheduled for mid-June this year
 "Big Bond Bang reignites hopes for Indian Gsec in global portfolios")
Cautious status quo: RBI sees higher inflation, slower growth in FY27
The decision to hold rates was unanimous. The MPC also retained the neutral stance on policy
 "Cautious status quo: RBI sees higher inflation, slower growth in FY27")
Foreign outflows meaningful, but not overwhelming: Citi's Kaustubh Kulkarni
Investors remain interested in India, but the AI theme is dominating global conversations, says Kulkarni
 "Foreign outflows meaningful, but not overwhelming: Citi's Kaustubh Kulkarni")
Soiled note disposal by RBI falls sharply in FY26 due to machine upgrades
The central bank disposed of 17 billion soiled and mutilated banknotes in FY26, down from 22.9 billion a year earlier, as replacement of shredding systems disrupted processing operations
 "Soiled note disposal by RBI falls sharply in FY26 due to machine upgrades")
Preference for proven credit rating hits first-time borrowers harder
Consumer durable financing has emerged as the primary gateway to formal credit as lenders increasingly favour borrowers with established repayment records
 "Preference for proven credit rating hits first-time borrowers harder")
Lingering geopolitical tensions may hit loan portfolios: RBI report
RBI warned that the West Asia conflict, rising energy prices and monsoon risks could weigh on India's growth and inflation outlook in the short term
 "Lingering geopolitical tensions may hit loan portfolios: RBI report")
India may soon get plastic currency notes as RBI revives decade-old plan
Reserve Bank of India is considering a pilot project for polymer banknotes, citing longer shelf life, lower replacement costs and rising demand for cash despite the growth of digital payments
 "India may soon get plastic currency notes as RBI revives decade-old plan")
Credit guarantee scheme: Loan limit for large MFIs increased to ₹1K crore
Disbursements under the scheme are yet to begin, as microlenders had flagged that the ₹300 crore cap for large institutions was inadequate
 "Credit guarantee scheme: Loan limit for large MFIs increased to ₹1K crore")
Rising crude oil prices a challenge for external sector: RBI's report
RBI warns elevated crude oil prices and supply pressures could fuel inflation risks and strain India's external sector despite resilient growth
 "Rising crude oil prices a challenge for external sector: RBI's report")
RBI proposes revised capital adequacy disclosure norms for banks
Draft norms aim to align Indian banks with Basel Pillar 3 requirements and improve transparency, comparability, and market discipline
 "RBI proposes revised capital adequacy disclosure norms for banks")
RBI keeping close watch to see if supply shocks warrant policy action: Guv
RBI Governor Sanjay Malhotra said the central bank is monitoring whether supply shocks from the West Asia conflict trigger broader inflationary pressures
 "RBI keeping close watch to see if supply shocks warrant policy action: Guv")
Real-time risk scores on cards for digital payments to track fraud
Move aims to track originators of money transfers via mule accounts
 "Real-time risk scores on cards for digital payments to track fraud")
Rupee hitting 100 per dollar in the next six months? Not soon, say experts
Market participants said that any sharp depreciation towards the 100/$ level may prompt policy responses from the government and the RBI, similar to measures introduced during the 2013 currency crisis
 "Rupee hitting 100 per dollar in the next six months? Not soon, say experts")
Don't think India wants to move towards stringent capital controls: Kotecha
India is in a far healthier position from an economic perspective than it was during the taper tantrum period
 "Don't think India wants to move towards stringent capital controls: Kotecha")
MPC to look through West Asia shock if it's transitory: RBI Governor
Coordination with fiscal policy becomes critical amid 'supply shock as bad as it is', says Malhotra
 "MPC to look through West Asia shock if it's transitory: RBI Governor")
100 years on, Bajaj Group begins to build anew for India's future growth
Bajaj Group's centenary is less a celebration than a pivot into healthcare, electric mobility and the AI age
 "100 years on, Bajaj Group begins to build anew for India's future growth")
Succession pressure is lower as we have more group firms: Sanjiv Bajaj
Bajaj outlined the group's ambition to take Bajaj Finserv to every middle-class household in India over next 5 years and build it into country's "best" and one of its largest financial conglomerates
 "Succession pressure is lower as we have more group firms: Sanjiv Bajaj")
RBI employee protest over new promotion policy to continue this week
The RBI Officers' Association has opposed the central bank's new promotion policy, citing delayed career progression, stagnation and lack of manpower planning
No impact on profitability for transition to ECL norms: Kalyan Kumar
Central Bank of India MD & CEO Kalyan Kumar says healthy loan growth will improve the CD ratio while cost-cutting measures will lower the cost-to-income ratio below 50 per cent in three years
 "No impact on profitability for transition to ECL norms: Kalyan Kumar")
RBI proposes to let lenders take control of collateral after default
RBI proposes draft norms allowing lenders to acquire collateral assets only after loans turn NPAs, aiming to improve recovery outcomes while ensuring transparency and prudence
 "RBI proposes to let lenders take control of collateral after default")