Anupreksha Jain

Micro lenders turn to secured loans to negate asset quality pressures

Microfinance lenders are expanding into secured products such as gold, mortgage and MSME loans as RBI's revised norms and asset quality pressures push them to diversify portfolios

Banking sector to maintain strong growth over the next two years: ICRA

Profitability in the banking sector is expected to remain healthy, supported by stronger core earnings

Missing half in India's growth puzzle: Female labour participation just 42%

Over 125 million women in India with secondary or higher education are outside the labour force

Microfinance portfolio drops 7.3% to ₹3.14 trillion in Q3, says MFIN

Microfinance loan portfolio fell to Rs 3.14 trillion in Q3 FY26, down 7.3% sequentially, with 50 lakh borrowers losing access to formal finance even as portfolio quality showed improvement

NBFC-MFIs diversify beyond microfinance into LAP and housing loans

NBFC-MFIs are expanding into MSME loans, LAP and affordable housing finance as political developments, regulatory changes and sector stress push lenders to diversify beyond microfinance

Strong demand, low credit costs to keep gold-loan NBFC profits healthy

Crisil Ratings expects gold-loan NBFCs to maintain strong profitability as rising demand, better operating leverage and benign credit costs support returns over the next two fiscals

Bihar MFI Bill unlikely to hit RBI-regulated lenders, say experts

Shares of microfinance focused lenders saw sharp drop on Friday

Unlisted Gems 2026: Reliance Retail leads as top 100 firms earn ₹8.9 trn

India's top 100 unlisted firms generated Rs 8.9 trn in revenue in 2025, led by Reliance Retail, with Tata Electronics and other fast-growing firms signalling a strong pipeline of IPO-ready companies

Cash in circulation at record high despite rise in UPI use: SBI report

India's currency in circulation reached a record ₹40 trillion in January even as the cash-to-GDP ratio fell to 11%, signalling incremental GDP growth increasingly financed through digital payments

Bajaj Finance Q3FY26 results: Net profit declines 6% to ₹4,066 crore

Accelerated credit provisions and a one-time labour code charge weighed on Bajaj Finance's Q3FY26 profit, even as income growth and asset quality stayed healthy

Advent to pick up 14.3% stake in Aditya Birla Housing Fin for ₹2,750 cr

The ₹2,750-crore primary capital infusion by Advent International values Aditya Birla Housing Finance at ₹19,250 crore and will support growth and market expansion

Aditya Birla Capital Q3 results: Net profit rises 33.3% to ₹966 crore

Aditya Birla Capital's consolidated net profit rose 33.3 per cent in Q3FY26, led by strong growth across its lending, insurance and asset management businesses

No word on merger: Budget 2026 proposes restructuring of PFC, REC

The Union Budget proposes restructuring of state-owned NBFCs PFC and REC to improve scale and efficiency, but the government has stopped short of indicating whether the two lenders will be merged

Canara Bank Q3 results: Net profit up 25.6% on rise in non-interest income

Canara Bank's Q3FY26 profit rose 25.6% driven by non-interest income, but shares slid nearly 5% as NII growth stayed muted and margins narrowed

Eco Survey calls to link microfinance investor exits to social metrics

Economic Survey 2025-26 urges linking microfinance investor exits to social impact metrics, warning that return-driven growth risks over-lending, borrower stress, and financial instability

RBI should include liquid papers in OMOs for better yield signalling: SBI

Despite a cumulative 125 basis point cut in the repo rate and record liquidity injections of about Rs 6.6 trillion during the current financial year, yields remained elevated

Unions call nationwide strike a success; no disruption, say bankers

Demanded five-day work week including all Saturdays

Reserve Bank of India moves OMO dates forward as 10-year yield hits 6.72%

Yield at highest level since March 2025; central bank also announces ₹50K crore VRR

Transmission of bank loan rate to NBFCs weak: Piramal Finance MD & CEO

Piramal Finance MD Jairam Sridharan says bank rate transmission to NBFCs remains weak, prompting a stronger shift towards lower-cost DFI funding

Shares of IIFL Finance tank 13% after I-T dept orders special audit

Q3 net up 157% to Rs 501 crore; gold loans surge 189% YoY