Page 281 - Personal Finance

Professional Indemnity Insurance: All you need to know

Professional Indemnity Insurance safeguards professionals and businesses from financial liabilities arising from errors or omissions in their services

SBI Surya Ghar Scheme for solar rooftop financing: All you need to know

All individual applicants who have sufficient roof area and rooftop rights on which the installation is proposed, can avail this loan for installation of solar roof Top of up to 3 KW capacity

Explained: How Indians can now get five-year, multi-entry Schengen visa

Schengen Visa 'cascade' regime: After successfully utilising the two-year visa, Indian travellers can expect to get a five-year Schengen visa, provided their passport has enough remainining vaildity

Bombay HC quashes circular on BH series number registration: Here's more

The Bharat series registration is introduced to streamline and standardise the vehicle registration process

Explained: The Rs 6,600 cr Bitcoin ponzi scam involving Raj Kundra

The Ponzi scheme allegedly swindled Rs 6,600 crore from investors by promising high returns through Bitcoin mining

Panama Papers: From Singapore to Switzerland, which are the top tax havens?

The Panama Papers trial, which concluded on Friday, has once again brought the topic of tax havens into focus. Here are things you need to know about them

HDFC Bank announces Rs 1,500 crore ex-gratia: But what is it?

Companies often provide ex-gratia payments to maintain a positive public image or to demonstrate goodwill towards stakeholders

At nearly 66,00, India is second-largest source country for new US citizens

India is the second-largest source country for new US citizens, with over 65,960 Indians naturalized in 2022 (after Mexico), according to a latest Congressional report.

Hybrid funds see Rs 1.45 trillion inflows: Why have they become so popular?

The change in debt fund taxation, combined with the desire for diversification and risk management, fuelled investor interest in these balanced investment products

Explained: Now, you can buy health insurance even if you are over 65

According to the previous guidelines, individuals were allowed to purchase a new insurance policy only till the age of 65.

Forget US, Canada, UK: Indian students now prefer Netherlands, Finland

2024 is set to spotlight alternative study destinations for Indian students like Ireland, the Netherlands, Finland, Singapore, South Korea, Lithuania, Estonia, Chile, Turkey, Malta, and Taiwan

Crowdfunding: What happens to the money when patient dies? Queries answered

Whether it's gathering widespread support or simply alleviating the financial burden of healthcare, crowdfunding empowers people to seek help in an effective and humane manner

Retirement: Embrace holistic planning

Comprehensive planning would include managing anxiety, identity loss, and loneliness; creating a comprehensive health routine; tackling social and relationship issues

As gold goes up and up, consider profit-taking and rebalance portfolio

Rebalance if overweight after recent surge; if underexposed, purchase systematically or during price dips

Top-up home loans work best when repaid quickly; avoid overleveraging

Avoid overleveraging or using these funds to finance non-essential lifestyle expenses

Why UK's proposed tax changes will make it less attractive for wealthy NRIs

The UK plans to tax global income of NRIs, which may potentially make the country less attractive for relocation

Corporate bond market booms: Record high mobilization despite tax changes

India's corporate bond market has witnessed a phenomenal year, recording an all-time high of Rs 9,97,804 crore (approximately $1.2 trillion) mobilized through private placements in fiscal 2024.

Old or new tax regime? Which one is better for you in the new fiscal year

Are you a regular investor in tax-saving instruments? Do you own a home and pay interest on a home loan? If the answer is yes, the old regime might offer greater tax benefits

Making gold investment, setting up home bar: Top personal finance stories

This week we report about gold as a safe asset and the design needed to set up your own bar

Small-cap outflows for first time since Aug 2021, 70% shifted to large-caps

Small-cap fund managers are adjusting their strategies by deploying cash and increasing exposure to large caps, likely in response to market conditions and investor behavior.