Page 356 - Personal Finance
Repo rate unchanged at 6.%: Full list of banks offering highest FD rates
Following is a list of public and private banks and the highest Fixed Deposit interest rates they are offering
 "Repo rate unchanged at 6.%: Full list of banks offering highest FD rates")
Nascent recovery in IT funds: Invest systematically, hold for long term
Experts suggest holding them for long term, say tech stocks may take a hit if economic conditions in US or Europe worsen
 "Nascent recovery in IT funds: Invest systematically, hold for long term")
When and how can I claim a TCS refund on foreign remittance?
TCS credit is available to be adjusted against actual tax liability to be payable at the end of the year. In case of no such tax liability, one can claim a refund at the end of the year.
 "When and how can I claim a TCS refund on foreign remittance?")
Is FD a must? All your queries on opening a bank locker answered
Banks are already repeatedly releasing advisories to customers and urging locker holders to sign their revised contracts by June 30.
 "Is FD a must? All your queries on opening a bank locker answered")
RBI policy: How a repo rate hike/cut impacts your home loans and EMIs
The EBLR serves as a benchmark rate that determines the interest rate applicable to the loan. So, with the hike in repo rate, all existing home loans on floating rates of interest became expensive.
 "RBI policy: How a repo rate hike/cut impacts your home loans and EMIs")
Multi-asset funds: Diversified portfolio ensures smoother experience
Exposure to too many of these funds can make it difficult to control asset allocation or have a unified strategy
 "Multi-asset funds: Diversified portfolio ensures smoother experience")
Can you avoid 20% TCS if you book foreign tours with a credit card?
While booking a foreign package with an Indian tour operator will attract TCS right away, with a foreign tour operator, you can possibly escape TCS until international payments on your credit card
 "Can you avoid 20% TCS if you book foreign tours with a credit card?")
e-Rupi to wearables: How 50% of all transactions will be digital in 3 years
As of January 2022, there were 65 crore RuPay debit cards in circulation, accounting for 65% of the total debit cards issued
 "e-Rupi to wearables: How 50% of all transactions will be digital in 3 years")
Explained: How to claim HRA if you are living with your parents
There's no prohibition to claim such deduction while living with houses owned by family member. However, to claim such deduction of HRA, one should be mindful of the following
 "Explained: How to claim HRA if you are living with your parents")
How to book train insurance for less than a rupee, claim up to Rs 10 lakh
The Indian Railway Catering and Tourism Corporation (IRCTC) provides an optional travel insurance policy for passengers buying tickets from its online portal.
 "How to book train insurance for less than a rupee, claim up to Rs 10 lakh")
Odisha crash: Liberty General Insurance sets up helpline to process claims
Insurance provider Liberty General Insurance on Monday said it has set up a dedicated 24/7 helpline facility to serve the families of the victims who lost their lives in the Balasore train accident
Did you know? Bank's liability is 100 times annual rent of a locker
Bank branch that has run out of lockers must put you on a waiting list
 "Did you know? Bank's liability is 100 times annual rent of a locker")
How to avoid TCS when your child goes abroad for higher education
Are you sending your child abroad for higher education? If yes, these pointers can help you avoid high TCS charges
 "How to avoid TCS when your child goes abroad for higher education")
Explained: Are rising FD rates ending, and what should investors do?
The withdrawal of the Rs 2,000 note will likely result in a spurt in liquidity. How are the subsequent changes likely to impact you? Read more to find out
 "Explained: Are rising FD rates ending, and what should investors do?")
Personal finance: Here are the money changes and PF deadlines for June 2023
From more expensive third-party motor insurance to pricey E2Ws to new rules for safe deposit lockers, read it all here
 "Personal finance: Here are the money changes and PF deadlines for June 2023")
Restrictions on foreign spends erode Brand India
Any nation that restrains its citizens from investing or spending money overseas will face difficulty in becoming a superpower
 "Restrictions on foreign spends erode Brand India")
More than skin-deep: Nifty Next 50 complexion to get a shade of difference
Removal of non-F&O stocks could lead to addition/subtraction of 11 stocks, triggering a Rs 5,000-crore churn
 "More than skin-deep: Nifty Next 50 complexion to get a shade of difference")
ICICI Prudential Bluechip Fund: Consistent in outperformance and holdings
The fund's month-end assets under management increased to Rs 35,876 crore in April 2023, from Rs 21,765 crore in May 2020
 "ICICI Prudential Bluechip Fund: Consistent in outperformance and holdings")
Link your PAN and Aadhaar by June 30: Here's all you need to know
PAN is essential when it comes to filling tax returns and making investments in mutual funds and stocks, here how to ensure your cards are linked
 "Link your PAN and Aadhaar by June 30: Here's all you need to know")
A snapshot of new car loan offered by various firms with other details
Here is now the new car loan offered by various firms stack up
 "A snapshot of new car loan offered by various firms with other details")