Page 362 - Personal Finance

Don't dodge lender if default is imminent; request for loan recast instead

Also explore options such as swapping higher-cost debt with lower-cost alternatives, and debt consolidation

How will changes in TCS regime affect international credit card holders?

According to an announcement by the finance ministry, there will be no change in the rate of Tax Collected at Source on international spending through credit cards

Explained: How to minimise capital gains tax on property, equity and MFs

If an investor holds shares or mutual funds for over a year, the profits are long-term capital gains

How HDFC merger impacts home loan borrowers, FD investors, account holders

The terms of your FD along with interest rates, interest computation methodology, tenure, maturity instructions and pay-outs will remain same until maturity/renewal of your FD.

ITR to higher pension: Important financial and tax deadlines in July 2023

The income tax return (ITR) filing deadline is approaching, which means taxpayers need to ensure timely submission

Investor education can't be left to finfluencers

The space for non-regulated finfluencers has been created by the absence of regulator-driven education programmes and the constraints faced by regulated entities due to over regulation

Onus on taxpayers to make correct declaration about LRS remittances

TCS on LRS will also apply to remote education and medical consultancy

Congress-led Shimla Municipal House approves 4% increase in house tax

The proposal was supported by Congress members in a meeting of the SMC House and they said hiking the house tax was mandatory to get central government grants for various works

GST officers bust 304 syndicates involving Rs 25k cr fake ITC claims

The chief of the Central Board of Indirect Taxes and Customs (CBIC) flagged that only 40 per cent of the corporate income taxpayer base is registered under Goods and Services Tax (GST)

Small savings schemes interest rates hiked by 30 bps for July-Sept quarter

Interest rates on term deposits for three years and five years have been retained at 7 per cent and 7.5 per cent

Charts:182 of 200 firms in BSE 200 index see profit rise by 5% on year

FPI flows are a major contributor to volatility spillovers in various segments of Indian financial market

Filing your returns? Know key changes in ITR for assessment year 2023-24

A new disclosure has been added for 'Income from retirement benefit accounts'. Disclosure is required to be made about the taxable income on which relief under section 89A was claimed earlier

Corporate India's health insurance safety net doesn't cover everyone

Majority of staff in key business sectors lack protection, shows data from listed companies

PAN-Aadhaar link deadline today: Check fees, status and how to do it here

PAN-Aadhaar link online: If the two cards are not linked by the deadline, the PAN card will become inoperative

Foreign assets mean tax liabilities: Things to mind while filing returns

Penalties for non-disclosure or inaccurate disclosure of these details can be severe, say experts

New investors: Shun yesterday's winners, diversify across sectors

Those taking MF route may begin with a passive fund, gradually invest in various market caps, asset classes

Tour operators welcome govt move to defer hike in TCS on overseas packages

Apex body of tour operators with more than 1,700 members, thanked govt for "giving partial relief of deferring Tax Collection at Source (TCS) on the overseas tour packages till September 30, 2023

ESOPs to board changes: Advocacy by institutional shareholders surges 44%

Types: Most number of resolutions related to 'Board Changes' at 6,138. This was followed by resolutions relating to the auditors, remuneration and financial results.

Aadhaar-PAN link last date tomorrow: What happens if you fail to do so?

Pan-Aadhaar link last date: Centre had earlier fixed the last date to link the cards as March 31

Cruise ship holidays: Affordable and accessible than ever before

Make a short Mumbai-Goa trip or travel for days as the ship takes you to multiple cities