Page 362 - Personal Finance

Minding your language: How to use editing tools for better writing

They will make your everyday communication text error-free, crisp and professional

Fund pick: Nippon India Corporate Bond Fund

Fund pick of Nippon India Corporate Bond Fund

A snapshot of term insurance plans with 2 riders offered by various firms

Here is how the term insurance plans offered by various firms stack up

Allocate to US-focused funds despite shifting tax landscape: Experts

Capitalise on the geographical diversification and currency hedge they offer

Home truths: High loan rates and job losses threaten price growth

But if rate cuts begin and layoffs are limited, the housing market could repeat FY23 showing next fiscal

EPFO fixes 8.15% interest rate on employees' provident fund for FY23

Fund paid 8.1% interest rate to subscribers in 2021-22, marking a four-decade low

Industry majors welcome Irdai move to remove cap on agent commissions

Insurance regulator has replaced earlier cap on commission payments with overall cap on expenses; move is seen to provide more flexibility to insurers in managing their expenses

EPFO raises interest rate to 8.15% for FY23 from 8.1% last year: Report

Earlier, in March 2022, EPFO had lowered the interest on EPF to over a four-decade low of 8.1% from 8.5% in 2020-21

10% of folios yet to comply as March 31 deadline for MF nomination looms

As of end-February, total MF accounts was 144 million

Credit card spends dip in Feb but top Rs 1 trn for 12th straight month

February typically sees a slight dip in spends compared to other months because it has fewer days. In January, spends had touched Rs 1.26 trillion, the second highest figure ever

Declare nominee by March 31 or risk having your demat, MF folio frozen

Appointing a nominee is vital as it protects the family of a person who has passed away from a lot of hassles

Supplement your employer's health plan with a sizeable personal cover

Benefits of office policy could be pared; job loss or a switch to entrepreneurship could cause loss of coverage

Pan-Aadhaar link online: What happens if cards are not linked by March 31?

Pan-Aadhaar link last date: Centre has fixed the last date to link the two cards as March 31

Persist with your SIPs to accumulate fund units at reduced costs

Pain in equities is expected to continue in the short-term, but investors with longer horizon must stay the course

Why debt funds may still score over bank FDs and bonds despite tax parity

Experts feel debt MFs will be more relevant in a falling interest scenario and work well for those who aren't sure about their investment horizon

Life insurers may gain from debt MFs being taxed at marginal rate

Experts say they may now be slightly better placed as customers looking for tax-free returns under Rs 5 lakh investment a year may now choose their guaranteed products

March 31 is here: Link PAN with Aadhaar, file updated ITR & submit Form 12B

Here are some of the key ones you need to accomplish

Fund pick: UTI Mid Cap Fund

Fund pick: UTI Mid Cap Fund

Fighting fit: What it takes to build a career in boxing

Fitness, will and long hours of training are needed to make a mark in a sport that is gaining viewers in India

A snapshot of car loan interest rates offered by various firms with details

Here is how the car loan interest rates offered by banks stack up