Page 365 - Personal Finance

Corpus of Rs 65,00,000 ideal for retirement: ICICI Prudential survey

According to the findings of the study, a majority of people want to invest in annuity products as part of their retirement planning

Bajaj Finserv MF has the right muscle for top league, say analysts

Bajaj Finance has a retail presence that's unlike any other non-banking finance company

Investing in stocks? Dump social media, seek advice from regulated entities

Relying on social media platforms puts you at risk of falling prey to pump-and-dump schemes

How inadequate savings could jeopardise women's retirement planning

Not allocating adequately to equities, which can potentially beat inflation, is another error they must avoid

Women's Day special: Why India must invest more in this 'asset class'

Of 428 fund mangers handling Rs 40 trillion, only 42 are women

Abating pricing pressure in US market good news for pharma funds

While the risk from USFDA strictures remains, aggressive investors may take limited bets with 5-7-year horizon

Real estate, not gold or stocks, are a girl's best friend: Anarock study

65% women prefer investing in real estate over other asset classes, and of these, 77% would rather buy property as an investment and only 23% want it for self-use

Ask for a benefit illustration of the 'tax-saving' plan you're being sold

If you realise you have been mis-sold an insurance policy, cancel it within the 15-30 days free-look period

Health insurance plan: Protect yourself with reinstatement benefit

While it will safeguard you from the possibility of exhausting your sum insured, understand the nitty gritty before buying

Life Insurance Corporation recoups losses as Adani Group shares rise

State-owned Life Insurance Corporation (LIC) has recouped losses on its investment in Adani Group stocks after shares of the apple-to-airport conglomerate rose for the third consecutive session

Irdai to bring in 'EASE' in delivering entire suite of insurance services

Regulator takes stock of industry's progress under the State Insurance Plan; five-year plan to be formulated to expand footprints of lead insurers in their respective states

Fund pick: Kotak Gilt Investment Fund

Fund pick of Kotak Gilt Investment Fund

A snapshot of health insurance plans offered by various firms with details

Here is how the health insurance plans offered by various companies stack up

Investing in physiotherapy: Importance, techniques and cost-effectiveness

Physiotherapy helps improve quality of life by reducing pain, restoring movement, and promoting overall wellness. You could invest in this form of rehabilitation revolution

NRIs must be aware: Income generated in India is taxable here

Many deductions available to resident Indians are not available to NRIs

How wholelife plans can help transfer tax-free wealth to next generation

The policies provide cover till age 90-100 years; if payout comes as death benefit, it will be tax-free in the hands of nominees

House rent allowance: Tax exemption can be claimed on rent paid to parents

Prepare an agreement, pay rent into their bank accounts, and ensure they pay tax on it

Pension will be higher under EPS but will come at a cost: Should you opt?

Be prepared to claw back from EPF to EPS if you go for joint option scheme

Only investors with a long horizon should enter mid- and small-cap segment

After the outperformance of the past three years, they should be prepared for modest returns in the near term

Can you outlive your life savings?

A good financial plan must identify the reasons why a person may run out of money in his lifetime and find a workable solution to it