Page 366 - Personal Finance

A snapshot of term insurance plans with 2 riders offered by various firms

Here is how the term insurance plan with two riders offered by various companies stack up

In a first, Bajaj Housing Fin offers extended home loans: Should you opt?

Whenever you opt for a loan scheme, you must thoroughly examine your financial situation, income stability and existing debt.

Fund pick: Kotak Bluechip Fund

Fund pick of Kotak Bluechip Fund

Profit from your paradise: Enjoy vacations, earn rent in tourist hotspots

Do the due diligence before you invest, as low occupancy level could mar returns

Senior citizen saving scheme vs bank FD: What is the right strategy for you

senior citizens with an investment horizon of 5 years, who are seeking regular income at quarterly intervals and/or wishing to save tax under Section 80C would find SCSS more attractive than bank FDs

CBIC to assign risk rating to GST applications, taxmen to verify documents

In order to check fake GST registration, CBIC will assign a risk rating to all applications and tax officers will cross-verify the documents

GST evasion carried out through 4,909 bogus establishments: Tax official

Authorities have detected GST evasion to tune of more than Rs 8,100 cr and it has been found that offence was carried out through 4,909 bogus establishments spread, tax official from MP said

Investors should allocate bulk of portfolio to shorter-duration debt funds

Shift part of portfolio to longer-duration funds when inflation moves sustainably close to RBI's target level

Emirates flying premium economy to India on A380: What it means for flyers

The launch on these popular routes is timed to coincide with the upcoming Diwali season.

Home prices costlier by 8% in India, Delhi-NCR sees steepest hike of 16%

Delhi-NCR saw the highest increase in residential prices at 16% year-on-year, followed by Kolkata and Bengaluru with 15% and 14% increase, respectively.

Decoded: Why India's millionaires are flocking to Dubai and Singapore

Prohibitive tax laws coupled with convoluted and complex rules on outbound remittances that are open to misinterpretation and abuse are among the problems that have triggered the migration

Prioritise retirement security, withdraw from NPS only in emergency

Since access to NPS corpus is restricted, build emergency fund, diversify into equity and debt MFs

India to lose 6,500 millionaires in 2023, Dubai and Singapore top choice

This places India as the second-largest country in terms of HNWI outflow globally, following China (net loss of 13,500)

Gold ETFs posts Rs 103 cr inflow in May, falls by 21 cr from April

Gold exchange-traded funds (ETFs), considered a safe haven during uncertain times, continue to glitter as they received a net inflow of Rs 103 crore in May

Odisha hikes Dearness Allowance of govt employees, pensioners by 4%

The Odisha government on Tuesday announced a four per cent hike in dearness allowance (DA) for its employees and pensioners

Small banks vs private/PSU banks: Where should you lock your money?

Here are some key points to consider when making your decision

How you can rebuild your credit score even after late payments

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

Denied boarding due to overbooked flight? How to get Rs 20,000 as refund

The alternative flight is arranged within 24 hours of the original flight's departure, an amount of up to Rs 10,000 has to be paid as compensation by the airline.

What a hike in MCLR means for borrowers: Who gets impacted and who doesn't

Marginal Cost of Fund based Lending Rate refers to the minimum interest rate a bank must charge for lending. The bank cannot grant any loan below that rate, except in certain cases permitted by RBI

Mitigate prolonged hospitalisation with reasonably priced accident cover

Frequent travellers and those engaged in risky occupations must buy this inexpensive cover