Page 392 - Personal Finance

Slow, steady and stylish: How to decorate your dream home on a budget

From curtains to sofas, furnishings come in a wide range: here is advice on how and what to pick

Fund pick: HDFC Medium Term Debt Fund

Fund pick of HDFC Medium Term Debt Fund

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan premiums offered by various companies stack up

Cash transactions of Rs 2 lakh plus per day could incur a penalty: Experts

This applies even to transactions with close relatives; penalty can be up to 100% of amount received

Sometimes, tax is payable on deemed income from unoccupied house

A house owner can claim only up to two properties as self-occupied

Buy zero-cost term plan if you are keen on a return, say experts

If not, stick to a plain-vanilla plan and invest the surplus in mutual funds

Financial freedom for Indians: What it means and how to achieve it

Three experts explain how planning and patience can you give the cushion of savings, investments, and cash on hand

Track celebrity investors, but invest only after your research: Experts

Price at which you enter these stocks will differ, altering their risk-return profile

Cruise control: How to plan for your luxury getaway on the sea

Travel to Singapore, the Caribbean, Dubai, or Goa and indulge yourself on the ship with food and entertainment

A snapshot of fixed deposit interest rates offered by various banks and FIs

Here is how the FD rates offered by various banks stack up

Fund pick: ICICI Pru Multi Asset Fund

Fund pick of ICICI Pru Multi Asset Fund

Invest in residential realty with at least a seven-year horizon: Experts

While market is on the mend, a steep increase in prices may not happen in near future

Tax payers can no longer be a part of the Atal Pension Yojana: FinMin

A notification by the Ministry of Finance further said that those who are already a part of the APY scheme, will cease to be so from October 1 but they will receive their accumulated money

Tax benefit available only if death certificate mentions Covid, say experts

For exemption on Covid-19 payments, file revised return for FY 2021-22, updated return for earlier years

Parents' income, child's record count in getting education loan: Experts

Students joining a professional course at a top-notch college will find it easier to get approval

This Rakha Bandhan, gift your sister financial security: here are some tips

Here are some of the financial products a brother can gift to his sister on the occasion of Raksha Bandhan

Ladder your fixed deposits to avoid the risk of reinvestment: Experts

Debt fund investors should keep the bulk of their investments in shorter-duration funds, 10-20% in longer-duration ones

Invest in a smart-beta fund only if you are convinced about strategy

Use market cap index-based funds in your core portfolio and complement them with smart-beta funds in satellite portfolio

After rate hike, ask your lender to increase home loan EMI, not tenure

A 50-bps hike on a Rs 50 lakh loan of 20-year tenure would increase the EMI by Rs 1,545

Fun and learning: How technology, tradition changed India's toy story

What to keep in mind when you ask your children to pick what they want to play with