Page 394 - Personal Finance

All in the mind: Yoga and meditation courses to bust stress and depression

There is a universe of institutions and mental wellness experts to help you beat Covid-induced doldrums and get your life back on track

Renegotiate home loan terms after borrower's death, say analysts

If heir provides guarantees, lender may ease repayment schedule

Fund Pick: Mirae Asset Tax Saver Fund

Fund pick of Mirae Asset Tax Saver Fund

A snapshot of Fixed Deposit rates offered by various banks with details

Here is how the fixed deposit rates offered by various banks stack up

Term insurance necessity for women, add critical illness cover: Experts

Most insurance experts concur that women don't buy term insurance - one policy that can provide adequate protection - in large enough numbers

Pay penalty for failing to keep books of accounts, say analysts

Experts say it has now become a standard practice to pay a fine instead of maintaining books of accounts and other documents.

BS Number Wise: An emerging trend in EPFO's debt investments

Every investment category but one has seen a drop in its share: it's a move that is not without some risk

Index investments make target maturity funds more transparent: Experts

With the end of the financial year approaching, fund houses are launching fixed maturity plans (FMPs). New fund offers (NFOs) of FMPs from SBI Mutual Fund and IDFC Mutual Fund are on at present.

Avoid financial dependence on children post retirement

Making adequate provision for your spouse and yourself for a prolonged period of retirement must take precedence over distributing your wealth among your children

How to respond to a notice for reassessment of income u/s 148A of I-T Act

Check the Relied Upon Documents, or RUDs, on the basis of which the assessing officer has started the reassessment proceedings

Invest in ELSS funds if your portfolio is light on equities: Experts

Recent correction means a good chance to enter these tax-savers

A snapshot of best annuity plans offered by various companies with details

Here is how the best annuity plans offered by various companies stack up

Modern fans: Cool on looks, smart on tech and a bigger bang for the buck

No longer just utilitarian purchases, the appliances have morphed into a style statement for the house while embracing the next level in green tech, design and enhanced functionality

Fund pick: ICICI Pru Gilt Fund

Fund pick: ICICI Pru Gilt Fund

Long-term bets can still pay off in commodity funds, say analysts

Moderate your return expectations after the 18-month bull run

Why your allocation to EPF should not change despite interest rate cut

The Employees' Provident Fund Organization recently slashed the interest rate on EPF from 8.5% to 8.1% for 2021-22. This is the lowest rate in more than four decades. But it still holds the edge.

Are you paying rent to wife or parent? You can claim HRA exemption on it

Exemption can also be claimed on rent paid despite owning a house, provided a few conditions are met

EPF interest rate cut to 8.1%: Guide to calculating PF and interest earned

The EPFO decides the rate of interest for the EPF scheme on a yearly basis. The rate of interest is dependent on the market conditions and is vetted by the finance ministry. Here's how to calculate it

Getting homebuyers off the fence: Do not time the market, say experts

Instead enter with a long-term horizon; go for quality projects

A premium on execution: Meet Debasish Panda, chairman of Irdai

At the DFS, Panda, 60, created a group of officials to monitor speedier claim settlements for deaths due to Covid-19