Page 403 - Personal Finance

Over 40 mn income tax returns e-filed for FY21 so far, says I-T dept

The last date of filing ITR has been extended till December 31, from July 31

Value funds are outperforming but don't chase them yet, say experts

A safer approach is to invest in both value and growth style funds as performance alternates

As banks up interest rates, stick to lower-tenure FDs for the present

Rate increases have only begun; doing so will allow you to reinvest your money at higher rates later

Don't be over-obsessed with equities, book profits if you haven't already

Exposure to debt funds and gold is essential even if current returns from these asset classes are low

Partnership firm can file consumer complaint

The National Commission observed that the generator set was not purchased for resale, but for self-employment and to earn a livelihood, so a consumer complaint could be filed

Dividend yield funds offer better downside protection, say experts

The higher dividend yields of these portfolios cushion the fall during market corrections

Choosing a delightful venue from an array of choices for your grand wedding

It's the venue that sets the tone of the wedding, and once you've chosen the perfect place, managing the food, flower arrangements, bridal lehenga and wedding attire will be a breeze

Fund pick: HDFC Short Term Debt

Details of HDFC Short Term Debt

A snapshot of health insurance premium rates with Rs 1 crore sum insured

Here is how the health insurance premium rates with Rs 1 cr sum insured offered by companies stack up

Choice of wrong ITR form can lead to a notice from Income Tax Dept

Take into account the amount and nature of your income, and residency status when choosing form

International funds can provide protection against rupee depreciation

When remitting money abroad, go with the player that offers the most attractive exchange rate

CBDT issues refunds of Rs 1.37 trillion to 12.7 million taxpayers

Income tax refunds of Rs 46,438 crore have been issued & corporate tax refunds of Rs 90,340 crore have been issued

Inadequate disclosures in income tax returns can have dire consequences

In the worst case, the taxpayer could end up paying a heavy penalty and even suffer a jail term

A quality strategy can reduce risk in the mid-cap universe of 150 stocks

Enter gradually, raise exposure once funds have developed track record

The myth of safe realty versus risky equities

Low liquidity in the realty market, combined with its non-transparency, means investors are often unaware of the loss in capital value they have suffered during downturns

Diversify your retirement corpus across products to get a tidy sum at 60

In fact, you need to be more diligent if you're over 50 as there is a higher risk of losing your job, and in any case you have less than a decade to build a nest egg

Understand the nuances of retail direct bond before investing: Experts

Be aware that it carries credit, interest-rate, and liquidity risks and makes diversification difficult

Rejuvenating sessions at India's finest retreats for the stressed urban lot

Want some time off to reflect, renew and restore? Visit a meditation retreat or a yoga and mindfulness resort to find your inner zen

A snapshot of fixed deposit rated offered by banks and other details

Here is how the fixed deposit rates offered by various banks stack up

Fund pick: UTI Dividend Yield Fund

Here are the details of the UTI Dividend Yield Fund