Page 404 - Personal Finance

Changes in Income Tax return filing that you must know before setting out

There are some changes in the e-filing site, ITR Forms for AY 2021-22, as well as in the process of filing returns.

Balance transfer your personal loan only if interest gap is 0.5-1% or more

The pre-closure penalty usually ranges from 1 to 5 per cent of the principal outstanding amount

NPS generated good returns for subscribers, says PFRDA Chairman

NPS gives a lot of flexibility, but the only thing is that a person has to start early, said the chairman of the Pension Fund Regulatory and Development Authority (PFRDA)

Get policy terms changed during free look-in period

The commission observed that the cheque was remitted in accordance with the terms of the policy, and it was not possible to hold the company liable

A quick guide on financial planning for the wedding and life thereafter

While budgeting is very important for pre-wedding, wedding and honeymoon expenses, couples must also plan for their long-term goals when they finally settle down

Multiple price hikes could impact demand of footwear companies, say experts

The increase in product prices are on account of higher input costs, GST hike

Voluntary exit from term plan could rob nominee of windfall, say experts

If automatic hike in sum assured is lower than increase in your liability, buy additional plan

A snapshot of travel insurance plans for individuals, students, multi-trips

Here is how the travel insurance premiums for individuals, students, multi-trips offered by companies stack up

Fund pick: SBI Magnum Income Fund

A detailed study of SBI Magnum Income Fund

Tips on sprucing up your outdoors with a little bit of mother nature

Turn your porch, balcony or terrace into a ecological retreat with outdoor furniture, cushions in canvas, garden greens and landscape lighting

New products, exports to drive growth for Dixon Technologies

Focus on backward integration and value addition to help on the margin front

Opt for balanced advantage fund if you are worried about equity valuations

Make sure fund does not take too much mid- and small-cap exposure, or has poor quality debt papers

Passive debt funds: Hold till maturity for return certainty, say experts

With interest rates expected to rise, staggered investments in target maturity funds will be advisable, say experts

Winter session: Lok Sabha likely to discuss new 'Omicron' variant today

The Lok Sabha on Tuesday is likely to discuss the new Omicron variant of Covid along with other legislative Business.

Invest in a multi-cap fund for high allocation to mid- and small-cap stocks

Beware that these funds will be more volatile than other diversified equity categories, barring mid-cap and small-cap funds

Bolster your finances before third Covid-19 wave with an emergency corpus

Buying a personal health cover and reducing loan burden will put you in better shape to handle a crisis

Move money that you might require over next three years out of equities

But avoid becoming excessively conservative as only equities have the ability to produce inflation-beating returns over long term

The Petrov moment in a client's life

A sketch by Carl Richards illustrates that the advisor stands between the client and her big mistake

Simplify your investment strategy by parking in a broad market index

But keep an eye on the tracking error of funds based on S&P BSE 500 and Nifty 500

A snapshot of credit cards offered by various firms and their features

Here is how the features of credits cards offered by various companies stack up