Page 409 - Personal Finance

Diversify portfolio to guard against risk in equities, say experts

Earnings of India Inc, too, have seen good growth, albeit on a low base, in the past few quarters

Seniors should buy health plans with some co-pay if premium has to be low

Health insurance plans for elderly: They might want to consider critical illness covers, super top-ups and plans that cover homecare treatment among other things

Coverage ends when goods reach destination

According to the National Commission, shifting of the generator after completion of transit does not fall within the scope of the marine and transit policy

Devices for the elderly to keep them stable, independent and happy

There are a whole lot of gadgets to fight pain, address mobility issues and live a better life. They come at various price points but their perceived value is pretty high

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: Aditya BSL Dynamic Bond Fund

Fund pick: Aditya BSL Dynamic Bond Fund

Check net savings before you transfer home loan balance: Experts

When selecting the new lender, understand the conditions attached to prepayment

Some e-filing glitches remain, working with I-T dept: Infosys

The tech services giant said over 30 mn taxpayers had logged in and have completed transactions

Covid insurance makes sense if you have a comprehensive policy: Experts

Especially if sum insured is small, at say Rs 5-7 lakh for the family

Insurers likely to further tighten underwriting norms for term plans

The source also added that retail term plan prices may go up further, even though the reinsurer has not specified it at this point in time

Consumption funds: Go for a maximum 5-10% exposure, say experts

Steady economic revival holds the key

Net EPF subscriptions hit record 1.46 mn in July amid easing lockdowns

The data, also called net payroll data, was higher in each of the first four months of the current financial year than the average monthly figure of previous years

How to safeguard yourself from financial frauds, online and offline

Cyber Crime: There's very little you can do at your end, apart from being more vigilant. But certain things that you should do can make a lot of difference

Chipping away at EPFO's benefits

If the Centre only enforces mobility between the EPFO and NPS, the subscribers will settle the argument by voting with their feet

Taxpayers still need to pay interest despite extension of filing dates

Taxpayers may still be required to pay additional interest at the rate of 1 per cent per month despite filing the return in the extended period in case the balance tax payable exceeds Rs 1 lakh

Looking for handicrafts? Tips on identifying and buying an authentic piece

Always buy from a reputable outlet, not from trinket shops outside tourist spots or on mall roads; remember that the beauty in a genuine piece lies in its flaws, unlike a machine-made copy

A snapshot of new car loan rates offered by various banks with details

Here's how the new car loan rates offered by various banks stack up

Fund pick: Mirae Asset Large Cap Fund

Fund pick: Mirae Asset Large Cap Fund

Where to learn a foreign language for travel, career or cultural enrichment

Today apps will help you pick up European, Oriental and Arabic on your smartphone. You can also go for short-term courses at edtechs or full-blown ones at regular institutions

SBI cuts home loan interest rate to 6.7%, waives processing fees

SBI announces festive bonanza for home buyers