Page 412 - Personal Finance

Split portfolio into various segments to keep cash flow at retirement

Use equities to keep your wealth growing, fixed-income instruments and annuities to generate cash flow

Staycations for the WFH-weary set looking for leisure with a vengeance

You can choose from a range of branded weekend resorts that offer serene surroundings, top-class safety and hygiene, and cap it all with unique experiences

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plans rates offered by various companies stack up

Fund pick: SBI Magnum Midcap Fund

Fund pick: SBI Magnum Midcap Fund

Cap on term deposit while opening bank locker will end arbitrariness

Your bank will bear limited liability for the contents of your locker, so buy insurance

Avoid severe portfolio moves as markets scale new highs, suggest experts

Going 100% into equity SIPs, or getting wholly into debt, will hurt in the long run, say experts

Limit credit fund exposure to 10%-15% of portfolio, advise experts

Go with a fund manager who negotiated the past 5 years without default or downgrade

Claim and counter-claim: Health insurance key point of debate in pandemic

Over the months of a continuing pandemic, the issue of health insurance and the problems that many families and individuals have faced with their policies has emerged as one of the key points of an an

Income below exemption limit? File tax return, nonetheless, say experts

Offsetting losses against future income or receiving tax refund is only possible when you do so

Insurer must pay declared value for total loss

The National Commission agreed with the State Commission's view that neither party had managed to prove that the price mentioned by them was the last market price

GIFT City route to international equities promises greater security

Only sophisticated investors should take this route; most retail investors should stick to the mutual fund route for international investing

Tips on choosing the right luggage as you get set to travel post Covid

Ever had a luggage breakdown when your trolley bag's wheels broke or your suitcase's zippers got jammed with sand and salt pushing into it? Know how to choose your luggage and avoid baggage blues

Fund pick: IDFC Government Securities Fund- Investment Plan

Here is the fund pick for this week

A snapshot of education loan rates offered by various banks with details

Here is how the education loan rates offered by various banks stack up

Banks are auctioning 2,362 properties in next 30 days. Grab one for a song

But get a thorough title check done and ensure there are no outstanding dues

I-T Dept to refund late fee paid while filing FY21 ITR due to s/w error

The last date for filing ITR for last financial year has been extended till September 30, 2021, from July 31 to give taxpayers compliance relief during the pandemic.

Focused funds are for investors seeking alpha: Should you invest?

Consider these funds after you have a core portfolio in place

Investors should use correction to build exposure to gold: Analysts

Your portfolio needs a hedge against the risks of growth slowdown and inflation

Why it is not so easy for a retail investor to make money in an IPO

Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse

Short claim procedure needed for old policies

Section 45 of Insurance Act says claims can't be rejected in policies older than three years. Then why demand so many papers in such cases?