Page 416 - Personal Finance

Term insurance premium set to rise by 25-30% after Munich Re hikes rates

Reinsurance rates hiked by upto 40%; Premiums may increase by 30%

A diversified index may be the ideal way to enter US markets: Experts

Only later should you venture into narrower, more focused strategies, provided your risk appetite permits

Save yourself a heartache by opting for cardiac cover, say experts

A health insurance plus critical illness combo should suffice for those with a family history of cardiac ailments

Four reasons why you should lock in returns with target maturity funds

Credit quality is high and risk of market price deviating from NAV is absent in index format

What is Form 16? | Everything about Form-16: Decoded

Here's all that you know, and you don't know, about Form 16, TDS certificate, Form 16 part A, Form 16 part B, Form 26AS, Income Tax portal, and things to remember as a taxpayer

Diversify portfolio to guard against risk in equities, say experts

Earnings of India Inc, too, have seen good growth, albeit on a low base, in the past few quarters

Seniors should buy health plans with some co-pay if premium has to be low

Health insurance plans for elderly: They might want to consider critical illness covers, super top-ups and plans that cover homecare treatment among other things

Coverage ends when goods reach destination

According to the National Commission, shifting of the generator after completion of transit does not fall within the scope of the marine and transit policy

Devices for the elderly to keep them stable, independent and happy

There are a whole lot of gadgets to fight pain, address mobility issues and live a better life. They come at various price points but their perceived value is pretty high

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: Aditya BSL Dynamic Bond Fund

Fund pick: Aditya BSL Dynamic Bond Fund

Check net savings before you transfer home loan balance: Experts

When selecting the new lender, understand the conditions attached to prepayment

Some e-filing glitches remain, working with I-T dept: Infosys

The tech services giant said over 30 mn taxpayers had logged in and have completed transactions

Covid insurance makes sense if you have a comprehensive policy: Experts

Especially if sum insured is small, at say Rs 5-7 lakh for the family

Insurers likely to further tighten underwriting norms for term plans

The source also added that retail term plan prices may go up further, even though the reinsurer has not specified it at this point in time

Consumption funds: Go for a maximum 5-10% exposure, say experts

Steady economic revival holds the key

Net EPF subscriptions hit record 1.46 mn in July amid easing lockdowns

The data, also called net payroll data, was higher in each of the first four months of the current financial year than the average monthly figure of previous years

How to safeguard yourself from financial frauds, online and offline

Cyber Crime: There's very little you can do at your end, apart from being more vigilant. But certain things that you should do can make a lot of difference

Chipping away at EPFO's benefits

If the Centre only enforces mobility between the EPFO and NPS, the subscribers will settle the argument by voting with their feet

Taxpayers still need to pay interest despite extension of filing dates

Taxpayers may still be required to pay additional interest at the rate of 1 per cent per month despite filing the return in the extended period in case the balance tax payable exceeds Rs 1 lakh