Seniors should buy health plans with some co-pay if premium has to be low

Health insurance plans for elderly: They might want to consider critical illness covers, super top-ups and plans that cover homecare treatment among other things

Health Insurance for senior citizens: Keeping in mind the possibility of a third wave of the pandemic, buying health insurance for those who have none is a priority--especially those who are vulnerable, like senior citizens. S P Prakash, managing director, Star Health and Allied Insurance, says, "Health insurance for seniors is now an essential need like food, clothing and shelter, etc. It's no longer a question of whether or not they should have a health plan."

But when choosing a senior citizen plan, many issues need to be considered.

Normal or dedicated plan? 

There are comprehensive insurance plans which can