Save yourself a heartache by opting for cardiac cover, say experts

A health insurance plus critical illness combo should suffice for those with a family history of cardiac ailments

Today is World Heart Day. One trend that has got experts worried is that younger people are increasingly falling prey to cardiac ailments. According to the Indian Heart Association, nearly 50 per cent of all heart attacks in Indian men occur in those below 50 years, while 25 per cent occur in those below 40. Indian women, too, have high mortality rates arising from cardiac diseases.

The high cost of treatment of cardiac ailments is another cause for worry. An angioplasty can easily cost Rs 5-6 lakh.

Cardiac-specific plans

A number of insurers offer cardiac-specific insurance policies. These plans cover