Page 421 - Personal Finance
A snapshot of education load rates offered by various banks with details
Here is how the education loan rates for studies in India offered by various banks stack up
Enter constant maturity gilt ETFs with 5-year plan, say analysts
Conservative investors looking to lock in returns should opt for target maturity ETFs/index funds
 "Enter constant maturity gilt ETFs with 5-year plan, say analysts")
Rejig wage structure to benefit from EPF rule change, say analysts
If employer contribution is low, get salary restructured to enjoy higher tax-free interest
 "Rejig wage structure to benefit from EPF rule change, say analysts")
Irdai extends timeline for sale and renewal of Covid specific products
Earlier, insurance companies were allowed to offer these policies till March 31, 2021
 "Irdai extends timeline for sale and renewal of Covid specific products")
MFs push passive assets, but flurry of schemes don't impress investors
SBI MF's two schemes contribute more than half of overall passive asset base; 55 schemes have less than Rs 100 crore in assets.
 "MFs push passive assets, but flurry of schemes don't impress investors")
Finance Bill gives relief on digital tax, provident fund threshold
Tax breaks for DFIs; way for LIC listing cleared
 "Finance Bill gives relief on digital tax, provident fund threshold")
Health insurance claim rejection: Insurers may turn more cautious
Onus may now shift to them to justify rejection after Irdai's circular
 "Health insurance claim rejection: Insurers may turn more cautious")
Tax-free investment limit in PF at Rs 5 lakh if employers don't contribute
The government on Tuesday raised the deposit threshold limit to Rs 5 lakh per annum in provident fund for which interest would continue to be tax exempt.
 "Tax-free investment limit in PF at Rs 5 lakh if employers don't contribute")
Respond to Income Tax notice, or face recurring penalties: Experts
Provide documentary evidence, else officer could make assessment based on his judgement
 "Respond to Income Tax notice, or face recurring penalties: Experts")
Buyer entitled to a refund upon delay
The purchaser can't be made to wait endlessly just because the builder fails to fulfil his contractual obligation to obtain the Occupancy Certificate on time
Fractional ownership is for deep-pocketed investors, say analysts
Most retail investors will be better off opting for a REIT
 "Fractional ownership is for deep-pocketed investors, say analysts")
Succession planning: Will easy to make, but Trust more robust, say experts
UHNIs should make succession planning top priority
 "Succession planning: Will easy to make, but Trust more robust, say experts")
Rich but not ultra? Even you can now invest in grade A commercial property
Fractional ownership platforms give you access to this coveted asset class if you have Rs 25 lakh to spare
 "Rich but not ultra? Even you can now invest in grade A commercial property")
Insurers cannot reject claims based on presumptions and conjectures: Irdai
Insurers need to put in place systems by which policyholders can track the status of claims, says regulator
 "Insurers cannot reject claims based on presumptions and conjectures: Irdai")
A snapshot of term insurance plans with 2 riders offered by companies
Here is how the term insurance plans offered by various firms stack up
Liberating safety systems to keep your house secure while you aren't in
Modern digital and electronic home safety systems help secure your loved ones and your wealth at home in the post-pandemic era, while allowing you to stay connected with the outside world
 "Liberating safety systems to keep your house secure while you aren't in")
Fund pick: UTI Value Opportunities Fund
Fund pick: UTI Value Opportunities Fund
 "Fund pick: UTI Value Opportunities Fund")
Secured loans may help you tackle tighter credit norms, say experts
Presence of collateral allows lenders to relax their criteria while sanctioning of these loans
 "Secured loans may help you tackle tighter credit norms, say experts")
Covid-19 impact on claims may force insurers to review prices: Irdai exec
General and standalone health insurers have received 938,640 claims related to Covid-19 till March 15, says Suresh Mathur
 "Covid-19 impact on claims may force insurers to review prices: Irdai exec")
Aditya Birla Sun Life mutual fund launches two new index funds
The funds are focused on the Nitfy midcap and smallcap indices
 "Aditya Birla Sun Life mutual fund launches two new index funds")