Page 421 - Personal Finance

NPS fund managers have more choices as investment universe expands

Investment advisors are not comfortable with the idea of a retirement product like NPS investing in IPOs

Issues with new income tax portal to be resolved soon, says FM

Sitharaman said Infosys had done trial runs before the June 7 launch but users faced technical issues in accessing the portal.

Opt for exchange-traded funds with low-impact cost, say analysts

To avoid the challenge of buying ETFs at the right price, choose index funds

Before choosing home insurance, check reconstruction cost: Analysts

Only then can one arrive at an appropriate sum insured

Keep a close watch on the cash you've left lying with your broker

If you are not going to trade frequently, don't leave excess cash in your trading account and make sure check weekly reports sent by the exchange carefully

How you use a loan determines tax benefit

Interest paid on even a loan against property is tax deductible if you can prove that the loan was utilised for your child's higher education

Sit back, and let dynamic bond fund tackle duration risk for you

Risk in these funds arises from the fact that even fund managers' interest-rate calls could take a wrong turn

Three publishing strategies to get the book you've authored to the shelves

While the traditional publishing house is still the most popular, don't stress if it junks your work. You have two more ways to see your book morph into paperback or hardcover

Fund pick: UTI Mastershare Unit

Fund pick: UTI Mastershare Unit

A snapshot of term insurance plans with 2 riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Should you ditch your credit card and consider 'buy now, pay later'?

Several players, such as LazyPay, Capital Float, and ZestMoney, to name a few, offer it

Risk-return profiles can vary a lot among balanced advantage funds

Before investing, check the fund's returns during market crash

ITR filing: Select donations qualify for tax benefits, say analysts

Donors need to select the appropriate mode while making donations under these two sections

Investors should stick to algo strategy even if it underperforms: Analysts

Hang in there for the optimal period to enjoy the kind of gains seen in back-testing

Allow life insurers to sell pension-based health policies: HDFC Life chief

Regulators should allow the life insurance firms to sell pension and indemnity based health policies, as it will lead to greater penetration of insurance, HDFC Life chairman Deepak Parekh said

Haven't been issued Form 16? Here is how you can still file your tax return

The last date for issuing Form 16 extended till July 31

Comply with order once moratorium ends

NCLT Mumbai Bench's moratorium order was effective from December 3, 2018, to May 2, 2020.

Bolster your defences with heftier emergency corpus and health cover

It's advisable to postpone big-ticket purchases funded by debt until the risk of a third Covid wave wanes

PNB MetLife announces Rs 532 crore bonus for policyholders in FY21

PNB MetLife India Insurance Company has announced a bonus of Rs 532 crore for the eligible policyholders of participating products during 2020-21.

Fund pick: SBI Dynamic Bond Fund

Fund pick: SBI Dynamic Bond Fund