Page 430 - Personal Finance

Pulling out from equity funds: When is it okay and when it isn't?

Moving entirely from equities to cash or direct investing could prove counterproductive

Brewing the right tea in the time of the coronavirus pandemic

Tea time is me-time and a true connoisseur wouldn't swap it for anything else in the world. Listen to this podcast for Namrata Kohli's chat over tea with Duggar and Goodricke Group MD Atul Asthana

Start making those tax-saving investments right away if you haven't already

If you make them in haste at the last moment, you are likely to end up with the wrong choices

Dealer can't hand over vehicle without its documents

The National Commission observed that possession of a vehicle cannot be given legally without also handing over the registration and insurance documents

Getting the tea leaves right in the time of the Covid-19 pandemic

The pandemic has got people spending time and energy making themselves a cuppa. Know more about tea and its tribe, some trivia and how to get the perfect brew

Tax litigation: If your case is weak, opt for Vivad se Vishwas Scheme

Consider factors like your chances of winning, cost of litigating, consequences of losing, implications of carrying forward losses, and so on and then decide whether to participate in the scheme

Fund pick: Kotak Standard Multicap Fund

Fund pick: Kotak Standard Multicap Fund

A snapshot of home insurance premiums offered by various companies

Here is how the home insurance premiums offered by various companies stack up

Once new wage code kicks in, you may need to shed some debt weight

Wage code raises EPF contribution, to offset this invest less in PPF or NPS

ICICI Lombard revamps health offerings in view of evolving customer needs

The insurer has launched four new plans ---- health shield, health shield plus, health elite, and health elite plus ---- that are part of its 'complete health insurance' offering

What will a 'Yes' or 'No' vote mean for Franklin Templeton investors

If investors in the six Franklin Templeton schemes vote for reopening, they may have to take large haircuts

Irdai to bring in standard personal accident cover, max sum assured Rs 1 cr

All general and standalone health insurers will have to offer it from April 1, 2021; hospitalisation costs up to 10% of base sum insured covered

IRDAI proposes standard personal accident insurance product from April 1

Insurance regulator IRDAI proposed a standard personal accident product with common coverage and policy wordings across the industry, a move aimed at increasing penetration of the product

Going for a joint home loan with a relative can boost chances of approval

In case of default, credit score of co-borrower would also get affected

India vs Australia 3rd T20I scorecard

India vs Australia 3rd T20I scorecard

Mandating insurance not the way forward to boost penetration: Irdai member

T L Alamelu says health insurers need to address trust deficit; regulator has tried to standardise areas of concern such as definitions, pre-existing diseases, among others

Small-cap funds make comeback, but they are a volatile investment option

Only investors with appetite to handle their high volatility should enter them

Health covers are not a last-resort offering

Covid will change the health insurance industry permanently. The perception of consumers towards insurance has moved from mere compliance or tax saving towards a protection standpoint

Bitcoin's heady returns come with high volatility as govt ban still looms

Institutional investors in the developed world have climbed on to the bitcoin bandwagon. Many large hedge funds and mutual funds now bet on it

Outsource asset allocation to a fund

Raising equity allocation when the market is down and reducing it when it is soaring is difficult. Let dynamic asset allocation funds do it for you