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Group health insurance cover easier to get if all participate, say experts

The elderly should try to enroll for the group cover provided by their child's employer

If parents are covered, employees often have to bear the premium, or there is co-pay
premium

If parents are covered, employees often have to bear the premium, or there is co-pay

Sanjay Kumar Singh
The demand for health insurance, in the wake of the Covid pandemic, is high. But many people, especially the elderly, are finding it difficult to buy a retail health insurance cover as they have pre-existing diseases (PEDs).
 
Some, who have not done so already, have enrolled in the group medical cover offered by their child’s employer (if it covers parents). Some are also exploring the possibility of purchasing a group health cover through their housing society’s resident welfare association (RWA). 
 
Can RWAs buy?
 
An RWA can buy a group cover for the people living in its housing