Page 443 - Personal Finance

Fund pick: Nippon India Dynamic Bond Fund

Fund pick: Nippon India Dynamic Bond Fund

A snapshot of personal loans offered by various banks and other details

Here is how the personal loan rates offered by various banks stack up

New fund offers: Consider investing in differentiated offerings only

Also invest if you can lock in returns or can view the record of underlying fund

EPFO begins crediting 8.5% interest for 2019-20; to reflect from Jan 1

Retirement fund body EPFO on Thursday started crediting 8.5 per cent rate of interest on employees' provident fund (EPF) for 2019-20 for its over six crore members, a senior official said.

Over 47.3 million ITRs filed till December 30 for fiscal 2019-20

The government has extended the deadline for filing ITR till January 10 for individuals

Interest rate on PPF, NSC, other small savings schemes unchanged for Q4

The government kept the interest rates on small savings schemes, including PPF and NSC, unchanged for the January-March quarter

Planning to invest money? Don't enter cryptocoin trade for quick gains

Invest for the long term via SIP, and limit allocation to 5-10% of the portfolio

Covid impact: Govt extends deadline for filing income tax and GST returns

Individual must now file return by January 10, 2021; due date for ITR filing for companies extended by 15 days to February 15, 2021

For high equity exposure, investors should select aggressive hybrid funds

Choose separate equity and debt funds for greater control over asset allocation

Cheque payment to FASTag, rule changes that will affect your money in 2021

Cheque payments will be safer; the limit for contactless card transactions to increase

Direct exposure to equities is fraught with risks for unseasoned investors

Begin investing directly in a very small portion of your portfolio and see if you have the flair for it

Borrow from RBI-registered lending apps to avoid unscrupulous operators

Digital Lenders' Association of India (DLAI) has come out with a few guidelines

Catch the news, learn a new skill or simply have fun listening to a podcast

Podcasts are a great way for listeners to discover the content they want to hear. They're downloadable so you can listen to them whenever, wherever and however you want

A snapshot of term insurance plans with two riders offered by various cos

Here is how the term insurance plans premiums offered by various companies stack up

Fund pick: UTI Equity Fund

Fund pick: UTI Equity Fund

Saral Jeevan Bima will have lower entry barriers, but may not be cheaper

High expectations are pegged to the Saral Jeevan Bima (SJB), the standard term insurance cover slated to be launched on Janua­ry 1

Last-minute filers can expedite tax return processing with Jhatpat scheme

Check if you are eligible: Only those filing via ITR 1 and 4 can opt for it

Premium should be less than 10% of sum insured on a senior's health policy

The average annual increase in a senior citizen's health cover should be 4-5 per cent

How to organise your financial documents for a clutter-free 2021

Tips on figuring out which document needs to go straight into the dustbin and which needs to be kept, just in case

One must retrieve unclaimed dividend of MFs or shares at the earliest

Mutual fund investors stop getting the benefit of any appreciation after three years