Page 450 - Personal Finance

Insurance grace period may give rise to disputes

All policies expiring during the lockdown should be deemed extended for this period and one week thereafter

Good time to opt for voluntary provident fund to enhance returns

Liquidity is an issue, but it scores on other parameters

Redeemed your MF investment? Here's what you pay to the taxman

A redemption of mutual fund investments gives rise to capital gain or loss, which are taxed as capital gains. A loss, however, can be set-off against other taxable gains from other asset classes

Claiming advance EPF is easy, but withdraw it only if you are in dire need

There is no income-tax on the advance, but withdraw only in dire need

PhonePe launches Super Funds to help users in long-term wealth creation

The Super Fund identifies and invests in top funds across various categories and asset management companies

Essel Large Cap to Quant Mid Cap: Here're funds that beat their benchmarks

The stock market may have turned around, but schemes didn't do remarkably well

Audio books: Reinventing the art of story-telling in the time of lockdown

Audio books score over kindle and e-books as they permit passive listening and allow you to soak in the stories even as you multi-task at home

All eyes on May indicators

The high speed indicators, as the lockdown eases, may offer clues on the strength of the future rebound

Tips to get loans and tide over a cash crisis in these difficult times

You are more likely to get one from a bank with which you already have a relationship

You can claim 100% tax deduction on donation towards PM CARES Fund

The government has provided tax relief and extensions in deadlines for statutory compliances

Rs 15.75 crore coronavirus health insurance claims lodged till date

The officials said about 790 claims have been lodged claiming about Rs 15.75 crore with several non-life insurers.

Fund pick: HDFC Gilt Fund

Fund pick: HDFC Gilt Fund

A snapshot of loan against property offered by various banks with details

Here is how the loan against property offered by banks stack up

Motor, health segments see substantial fall in March for non-life insurers

Motor segment saw a 7 per cent decline in premiums, while health registered an 11 per cent decline in premiums

Don't chase higher yields, avoid risk and stick to safer categories

Stick to solid banks and shun both credit and duration risk in debt funds

Policy change doesn't impact continuity

The apex court noted that there was continuous insurance coverage since 2007 and there was no evidence to show that the ailment was pre-existing

Cyber insurance is a necessity as reliance on online medium increases

Cyber insurance can protect you against online frauds

How foreign assets in your portfolio can protect it from volatility

The Indian economy and markets, for instance, tend to be hit hard by high oil prices

Upgrade your skills, acquire a hobby with digital learning during lockdown

From enhancing professional skills, to film-making to piano lessons, online learning platforms have become go-to places for those suffocated by the current curbs on movement

Trading opportunity in energy sector

Traders can benefit from price volatility in the months to come