Page 5 - Personal Finance

RBI's new loan rules: Experts explain faster rate resets, tighter spreads

Regulator prescribes three-month resets for floating-rate loans and tighter rules on spreads, with changes for existing borrowers.

Rs 1,322 cr leaves Largecaps in July. Is Investor Money Moving to Midcaps?

Investors are rebalancing within equity portfolios rather than making a wholesale shift towards defensive assets, says CEO of Anand Rathi Wealth

Waiting for higher EPFO pension? Govt announces 4 steps to speed up claims

Measures include online regional monitoring and regular reviews, but no fresh deadline has been set for pending claims.

Air India Express sale: Save up to 20% on flights; how to get extra 10% off

Bookings are open until 16 August 2026 for travel between 16 August 2026 and 31 October 2026

Ajay Devgn, mother Veena to earn Rs 10.6 cr from 5-year Juhu bungalow lease

After buying Rs 45-cr offices, Ajay Devgn and mother Veena lease Juhu bungalow for Rs 10.6 cr

After Rs 3-cr Karjat land exit, Sonu Nigam makes Rs 1-cr Andheri office buy

Sonu Nigam reshuffles property portfolio: Rs 2.9-cr Karjat land sales followed by Rs 1-cr Andheri buy

Compare the best super top-up health cover plans before picking one

With healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming a necessity for urban Indians seeking stronger financial protection

Beyond rakhis and mithai: Sibling gifting gets a premium makeover

From jewellery that doubles as a keepsake to personalised hampers and sibling getaways, Raksha Bandhan is becoming a bigger spending occasion as consumers look beyond the traditional envelope of cash

Fund review: Aditya BSL Large Cap Fund

Fund review: Aditya BSL Large Cap Fund

REITs vs FDs vs equities: Which investment leaves you more after tax?

REITs, FDs and equities follow separate rules, making post-tax returns an important factor when comparing investment options

NPS for NRIs: Investment options, account rules and repatriation explained

They can build a retirement corpus through NPS Tier-I, with equity, debt and government securities offering investment choices based on risk and retirement goals

₹10,000 monthly SIP became ₹36 lakh in 10 yrs: 9 flexi-caps that stood out

Invested ₹10,000 every month? These flexi-cap funds could have built ₹25 lakh+

Emirates allows free date changes on Dubai flights; refund charges lowered

Emirates passengers flying to Dubai can change travel dates without a fee, while refund charges have also been reduced on eligible fares

Boss Scam: That urgent payment request from your CEO could be a trap

HDFC Bank advises customers to remain vigilant against Boss Scam (impersonation of a business leader/ senior company executive). The aim is to increase awareness about such frauds to safeguard custom

Got a salary and a side hustle? Here's how to legally cut your tax bill

Earn ₹2 lakh from a side hustle? Your salary isn't the only income the I-T department sees

Family wins Rs 75,000 claim after train berth was taken over by crowd

A family's reserved berths were occupied amid severe overcrowding. Consumer commission awarded Rs 50,000 compensation plus Rs 25,000 litigation costs

Balanced hybrid MFs suit moderate-risk investors with five-year horizon

Balanced hybrid funds maintain 40-60 per cent allocations to both equity and debt, offering moderate-risk investors diversification and rule-based rebalancing

New EPFO rules: How much can subscribers withdraw for emergencies?

EPFO has eased partial withdrawal rules, with members able to access up to 75% of their balance for emergencies, unemployment and housing needs

India's top developers bet on ₹1.82 lakh cr sales in FY27 despite headwinds

22% sales growth, manageable inventory: What investors should know about India's realty boom

Gen Z wallet decoded: Bills, groceries and food eat up over 70% of spending

India's Gen Z may love its subscriptions and experiences, but more than seven out of every 10 rupees in its monthly spending are still going towards the business of everyday life.