Page 5 - Personal Finance

Take-home to gratuity: Understanding the elements of a salary structure

Know how 'cost to company' and leave encashment shape how you earn from work

SIP machine keeps running, but investors aren't chasing the best returns

Micro-Caps Beat Large-Caps in May. So Why Did Most Money Go Elsewhere?

House, travel, education: How to manage shared goals in a relationship

Couples must openly discuss money and work on savings and investments together

Couple goal in finance: How to balance independence and responsibilities

Partners should fund shared goals together but keep personal spending separate

Interest rate, hidden charges: How to choose the right savings account

Check if the bank allows low minimum balance, free ATM withdrawals and has a good mobile app

Weddings to retirement: Master financial goals without risking liquidity

Build a safety pyramid by setting aside cash for immediate needs and making growth investments for distant dreams

Interest rate to hidden charges: How to avoid credit card debt spiral

Keep utilisation below 30% of your total limit: That is the simplest way to falling into trouble

Milestones to regular reviews: How to set money goals you can track

Balance your goals by fulfilling present financial needs and long-term security

Secured vs unsecured loans: Which fits your needs, how are they different

Buying an unsecured loan is a better solution if one needs a small amount and there are no assets to pledge

Retirement and pension planning are not the same: What to do for each

Retirement is a broader phase of a person's life after employment ends; pension is a regular payment one receives after retirement

How RBI is making it easier for NRIs and OCIs to put money into India

India has broadened access to its stock market beyond NRIs and OCIs.

Air India launches new 'Basic' fare: 15 kg checked baggage, no free meals

Optional fare band designed for price-conscious travellers who prefer unbundled services

What are your rights as borrower when bank tries to repossess your vehicle?

Demand proper notices, written authorisation, and a possession inventory before surrendering your vehicle

As co-owner, women can seek tenant eviction without property partition: SC

Verdict strengthens the rights of co-owners, allowing legal action against tenants even without a partition deed, say lawyers

JAL to be delisted: What happens to retail investors of bankrupt firm

Jaiprakash Associates shares will be delisted after IBC takeover. Experts explain what retail investors can expect and what lessons to learn

From Rs 1.9 cr to Rs 2.6 cr: Kalki Koechlin's Mumbai property bet pays off

Kalki Koechlin Exits Mumbai Property Investment After a Decade, Bags Rs 60 Lakh Gain

How to manage debt: Prepayment and balance transfer options explained

If a person is taking more loans to pay off existing debts, it signals a serious debt trap situation

ELSS: All about equity investment product that helps in saving taxes

Scheme lets investors gain higher returns for the long-term on a comparatively shorter lock-in period

Mutual funds to pension schemes: Choosing the right long-term investments

Wealth creation involves being goal-focused, ensuring regular contributions, performing timely review

India digital fraud is twice global average. Telecom fraud surged 308%

In 2025, 7.1% of attempted transactions involving consumers in India were suspected to be digital fraud, almost double the global rate