Page 503 - Personal Finance

Haven't got possession of flat? Claim refund if project delayed beyond a yr

In case of non-delivery of projects within the prescribed deadline, the builder will refund the entire amount with 10% interest

Fund pick: Aditya BSL Frontline Equity Fund

Fund pick: Aditya BSL Frontline Equity Fund

Here's how the new Form 16 will change income tax return filing this year

Under the new format, Part B has been amended to provide more details about the allowances exempt under section 10 and deductions allowed under Chapter VI-A of the Act i.e. section 80C to 80U

ICICI Lombard to IFFCO TOKIO, insurers strike early on World Cup pitch

General insurers look to make a mark on the global stage, leveraging their understanding of the game through the Indian Premier League

Govt employees to enjoy greater say in how their NPS corpus is invested

Younger employees should raise their allocation to equities in this very long-term investment instrument

Case study

Business Standard analyses one family's finances and suggests a way forward

Things you must keep in mind while filing income tax returns this year

Reporting all your income, linking Aadhar card with PAN card, and having required documents are some of the do's one should keep in mind while filing ITR

Value of UPI transactions beat cards in first three months of Q4: NPCI

UPI has seen exponential growth between March 2018 and March 2019

Reader's corner: Is it possible to take a loan against life policy?

In case you surrender or break up the policy, you will get lesser amount compared to your original maturity benefit, as surrender charges will be applicable

Postal department liable for PPF mistake

The postal authorities assumed that Mehta was operating an individual account and accused him of trying to earn tax-free returns

Realty check: Current rates, unit sizes in Rs 1 cr-1.5 cr price range

Here is a snapshot of average current rates and unit sizes in localities that offer property in the price range of Rs 1 crore and Rs 1.5 crore

Tipping point: Why advisors are against betting on long-duration funds?

When interest rates are rising, they could even give you negative returns

Should you take an education loan or use retirement kitty to pay the fees?

Funding it from one's savings can dent retirement savings, but the child will start her career without any debt

Five financial rules of the thumb to keep you safe when you start out

They are not sacrosanct but will act as safeguards, especially when you are starting out

Citi, Paytm tie up to issue credit cards, offer 1% cashback on transactions

Citi is already one of the largest credit card issuers in India with over 2.7 million cards in March 2019, while Paytm with interests in e-wallets and e-commerce has 300 million users

Before you file your tax return, note the key changes in Form 16

Part B of Form 16 has been amended seeking more details about the allowances exempt under section 10 such as HRA, LTA, etc and deductions allowed under Chapter VI-A of the Income Tax Act, 1961.

Existing investors in consumption-oriented funds should stay for long term

Enter when valuations turn more attractive

Flood of money pouring into short-term debt schemes poses new risks

Systemic threat to MFs in case there are large-scale redemptions

Group life insurance with home loan: Things you should always keep in mind

To lure a loan borrower to also buy an insurance product at one go, the lender may offer a slight discount on the interest rate. Should that lure you to purchase the bundled arrangement?

What a fund house must do when its FMP goes bust: Pay out what it has

This is preferable to rolling over the FMP, say experts