Page 561 - Personal Finance

PNB scam: Are public sector banks good contra bets in Indian markets?

Long-term track record of Nifty Bank index and banking sector funds shows, investors who continue to repose faith in the sector could be richly rewarded over the long term

Time for deep correction? We can see 50% being chopped off peak prices

Nifty and the Sensex, are trading at the price-to-earnings ratio (PE) of 25. That's well above their long-term mean/median levels of PE 19-20

Only 20% of 20-somethings manage to save 10% of monthly income: Study

Many are servicing education or personal loans. It would make more sense to repay debt before investing aggressively

Do not let tax saving dictate the choice of financial instrument

Select an option because it is a good fit in your financial plan and will help you achieve your goals

NBFC ombudsman to help resolve blatant violations

For adequate compensation, breach of fair practices code, an individual may still need to approach consumer forum

Women's Day: Smart tips to handle finances from 3 female money managers

Ghosh says she gets her investment ideas from reading up the personal finance sections of newspapers and blogs on the subject

Realty check: Current rates and unit sizes in Rs 10 mn - 15 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Mis-selling insurance products: The bank fraud no one is checking

Kumar's case is not isolated, and public sector banks aren't the only ones to blame. Private sector banks are no better

Reader's corner: Mutual Fund

How does the change in mutual fund benchmark to the total return index will impact investors?

Tipping Point: Can a demat account become dormant?

To reactivate your demat account, you will have to fill a reactivation form and submit Know Your Customer (KYC) details. Your DP will also verify if your signatures match the original records

Citibank launches home loan product linked to an external benchmark

Citibank's new home loan will be benchmarked to the three-month treasury-bill rate

Pay of employees deputed abroad isn't taxable in India, TDS doesn't apply

A new AAR ruling provides relief to employees deputed overseas and who receive salaries abroad as well as in India

Don't let numbers fool you: Learn ways to evaluate financial instruments

The sales pitch may showcase the best data, but there could be mis-selling involved. Learn the right ways to evaluate financial instruments

Here are the dynamic funds that held up better in falling equity markets

When markets turn volatile, exposure to a few fund categories can offer downside protection, as past data demonstrate

Govt's digital push, rise of investment platforms to diminish growth of RMs

The government-led digital push for banks has resulted in most lenders opening fewer and smaller sized branches which logically results in fewer RMs

Financial security mantras and why women should consider planning for it

Since they may take breaks from their careers to raise children, and often, outlive spouses

Hotel liable for guest's car loss even if the parking is free

Taj Hotels sought a dismissal of the complaint on grounds that Dhawan could not be termed a consumer, as no consideration was charged for the valet parking facility

Reader's corner: Taxation

What can be the consequences of being irregular with filing?

Get close to nature at affordable prices

Property price appreciation has been significant at Ambegaon as compared to many other locations

Fast-growing hotspots: Enter tier II cities while prices are attractive

Many of them could emerge as growth hubs in the near future offering sound price appreciation, but they also carry the risk of a supply glut