Page 582 - Personal Finance

Hotspot: Navi Mumbai offers attractive rental yields

Airoli is one of the hottest destinations for information technology in Navi Mumbai

Tipping Point: What does the term 'nudge' mean?

Make the desirable choice your default option and the less desirable choice the opt-out option

Don't let this festival season get taxing for you

Gifts from distant relatives, friends and valued more than Rs 50,000 are taxable; from employers, the limit is Rs 5,000

More documentation for unregistered firms

The builder claimed that the government's decision to claim land for redevelopment did not allow him to construct flats

Fewer fund schemes good for retail investors

Once Sebi regulations are implemented, they will have to make changes in their portfolios

Bundled insurance products offer convenience

If premiums matter more or you need extra features, buy the products separately

Good news: Private EPF trusts can't have interest rate lower than EPFO

The ministry of labour has said that strict action will be taken against repeated defaulters

ESOPs not much of celebration for employees of unlisted companies; here's why

The tax imposed on buyback of shares and employee stock options is different

SC order on insurance claims a shot in the arm for policyholders

Insurers cannot reject claims mechanically, but experts say policyholders shouldn't take undue liberties with insurers' timeline for filing claims

Under GST, firms can get input tax credit for official air travel of staff

The air travel expenses incurred for travelling of employees are for official or business purposes and not for personal use of the employees

Passive investing in EPF may be soon over

If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money

Unscientific strategy

If you have an active trading account or a consumer loan, consider investing in NBFCs

Insurance claim can't be denied due to delay in filing it: Supreme Court

If the reason for the delay in making a claim is satisfactorily explained, such a claim cannot be rejected: SC

Inflation can impact higher studies abroad

Education inflation abroad is high and the depreciation of the rupee can also set you back

P2P lending platforms to get transparent, safer

With these platforms getting access to credit bureaus, small borrowers, who find it difficult to get loans from banks, can use them to build a credit profile

Readers' Corner: Mutual Fund

You can align your SIPs with a specific goal and withdraw money when you have achieved

Realty check within budget of Rs 50 lakh - Rs 1 crore

A snapshot of average current rates and unit sizes

Tipping Point: What is an equal-weighted index?

In an equal weighted index, all the stocks, big and small, have an equal weight

Benefit only for low home loan slabs

There are good benefits for borrowers in the range of 8.35-8.4%. Otherwise, the backending of discounts makes the offers unattractive

Opt for shorter-term debt funds

With RBI holding on to rates, investors should avoid longer duration funds for the near future