Page 594 - Personal Finance

Stick primarily to mutual funds

While PMS and AIF are exotic, mutual funds score on simplicity and steady returns

Crorepati MF distributors up two fold in FY17, as AUM triples in 5 years

Commission paid at a record Rs 4,987 cr, up 36%; equity schemes cross Rs 70,000 cr in sales

Reduce your portfolio risk with international funds

International funds tend to do well when Indian markets are in a bear phase

GST could eat your 'free' lunch: Perks, gifts may be taxed under regime

All free amenities provided to an employee outside his or her CTC may attract GST

Govt may triple heirs' liability for paying maintenance to seniors

Amount may be raised from Rs 10,000 to Rs 30,000 a month; tribunals also proposed to get more teeth

Tipping Point: What are coupon rate, yield and yield to maturity?

When a bond is issued, issuer promises to pay investors some interest each year called the coupon

Readers' Corner: Mutual Fund

Balanced funds offer dual advantage of investing in debt and equity, at one go, says Nimesh Shah

Bypassing the broker

With no-brokerage rental policy, you reach property owners directly, without getting broker service

Oil firm responsible for defective cylinder

A company needs to conclusively show that the consumer was negligent to refute any claim

Realty hotspot: With proximity to key offices, Bellandur has seen a boom

At the south-east of Bengaluru, Bellandur has been growing as a real estate hub in the city

EPFO to consider investing Rs 3,000 cr in AA+ rated corporate bonds

FAIC in its meeting decided to invest 2% of investible deposits in the AA+ rated corporate bonds

Act now to protect yourself against future attacks

With ransomware attacks coming thick and fast, get proactive about protecting yourself

Small savings schemes still attractive despite cut in rates. Here's why

Investors can also look at 8% Indian govt bonds if they have a long investment horizon

Made an error? File your revised tax returns within stipulated timeline

While tax authorities permit you to revise your tax return in case of an error

GST: How does the anti-profiteering law work under the new tax regime?

Govt is yet to release norms regarding various aspects relating to the anti-profiteering provisions

Tax on rental income depends on owner's business

For individuals, the safe option is to offer rent as income from house property

Wait and watch on GST impact

A change as large as this means projections could be plain wrong

Govt slashes interest rates on small savings schemes like PPF, KVP

Interest on savings deposits has been retained at 4% annually

Want hike in initial salary? 5 practical ways to negotiate

Negotiations don't always go according to plan

Low-volatility ETF can be part of your core portfolio

But investors should wait until ICICI Pru's new smart-beta offering develops a track record