Page 632 - Personal Finance

Don't chase past performance in small-cap funds

Only investors with investment horizon of seven years or more should enter these funds

Why Gold Bond Scheme 4th tranche may not be successful

Gold bonds have a lock-in period which prevents an investor from capitalising on the intermittent gain

'Buyers beware' remains the mantra for PMS investors

Portfolio management services offer an exclusive and customised product to the well-heeled but the latter need to be on guard while investing in these

Case study

Realty check: Budget - Rs 50 lakh-1 crore

Private players struggle to catch up with LIC in group business

A conservative investment approach and stranglehold on public sector business have allowed the state giant to stay far ahead in this segment

Stay invested but be ready to book profits

Reduce exposure if uncomfortable with current valuations

Identifying the next boom town

Tier-II cities offer attractive investment opportunities but place your bets only on those you can easily monitor and where there's visible growth

Can only the rich do social good? Not really

Some innovative organisations let you donate small amounts for social good and empower the recipients

Readers' Corner: Life Insurance

File ITRs before July 31 deadline: I-T dept

Suggests e-filing to assessees for hassle-free processing of annual returns filing exercise

47% Indians not saving for retirement: Survey

One in 10 working people have never received professional advice or information about retirement

Tax on property income depends on owner's business

Be careful before categorising it as business income to claim deductions. Court judgements have clearly defined rules for such classification

Small-ticket loans made easy

While start-ups are making it easier to borrow, one needs to choose carefully

EPFO relaxes UAN rule for PF settlement, but sets riders

EPFO had made it mandatory to provide the UAN on claim application forms in December 2015

Contrarian calls to tide over volatile markets

Have conviction in your bets and use stop-loss as a defence mechanism to curtail losses

MF investors skip G-sec rally on rate-cut gloom

Gilt funds witness redemptions as yields soften

Return of premium term plans can be avoided

You will be better off buying a plain- vanilla term plan, which costs less, and invest the balance in MFs

Simplify your financial life

Implement these basic tips, avoid mistakes, and you will give a headstart to your personal finances

Ten business & investment tips you can learn from Sunny Leone

Bollywood actress speaks to Mint on issues ranging from portfolios to her idea of managing finances