Page 634 - Personal Finance

Time for NRIs to file returns

Individuals with taxable income in India above the basic exemption limit should file their returns by July 31

Portals make filing tax returns easier

Some portals also suggest possible investment opportunities for users to save on their tax liabilities

Pay heed to your spouse's credit score

Your partner's poor credit score could mar your chances of getting a joint loan, so work on improving it while there is time

No credit rating for retail borrowers: Here's what you can do to cash in

Constantly trying to better your credit score is the only way to get better borrowing capacity

Your Facebook, LinkedIn profiles could soon show creditworthiness

Peer-to-peer lenders have started using social media to evaluate loan applicants

Your Facebook, LinkedIn friend could be ticket to your next loan

Lenders increasingly looking at your social media profile to evaluate creditworthiness

Star Health, IndiaFirst Life Insurance join hands to offer combi plans

The Star First Combi Plans are a suite of five plans that provide combined benefits of health and life cover under a single offering

Govt sets terms for premature PPF withdrawal

Premature closure shall be allowed only after the account has completed five financial years

EPFO set to hike proportion of ETF investments

EPFO began parking 5% of investible deposits in ETFs last fiscal; will fix quantum of percentage increase in July 7 meeting

Balanced funds good for first-timers, retirees

With AMCs providing as many as 4-6 balanced fund options, investors need to be cautious before buying

New Ulips still not ideal investment tools

They suffer from the problem of mixing investment with insurance; also, lesser choices compared to MFs

Diversify to counter volatility

Continue SIPs, look at other foreign funds to protect your portfolio and even benefit from the uncertainty

Gold's comeback in portfolios

Despite having run up substantially in the past year, recent events like Brexit can lead to further gains

Title insurance to come to the aid of property buyers

Irdai plans to introduce scheme to compensate for loss arising from litigation or unauthorised transfers

Next destination for Pune's mid-segment buyers

Case study

For regular cash flows, bet on commercial property

Annual yield of 9-11% and the opportunity arising from Reits are driving high net worth investors towards the commercial real estate segment

Digital banking 2.0

From using Aadhaar cards for withdrawals to mobile-only solutions, new offerings by banks are changing the way you transact

Banking: Rajiv Anand

Builder faces imprisonment for defying consumer court order

Showing leniency to those who obey orders of consumer fora would send a wrong signal