Page 661 - Personal Finance

Small-saving rates under stress

Even if they go down, they may continue to offer better returns than fixed deposits

MFs plead 'not guilty' to dividend stripping allegations

Officials says some fund houses are guilty as Rs 6,000 cr was collected in dividend stripping schemes in October-December

Times are bad but keep faith

Investors should build their equity portfolio in times like these and even start a Systematic Investment Plan

Govt may announce new interest rates on small savings schemes soon

Small savings schemes interest rates range from 8.4-9.3%

Banking sector funds feel heat

Stocks hit 52-week lows, with average category return a negative 16% over past year

Don't rush to buy gold just yet

While global uncertainty has led to a rise in prices in 2016, there is still a lot of doubt regarding its future

New India Assurance Company Ltd to open desk in Dubai

NIA has a presence in all GCC markets, except Qatar, and operates in 27 countries globally

New debt fund norms will reduce risks

Investors should ensure their risk appetite matches investment strategy

IndiaFirst Life enters pension space, launches retirement plan

IndiaFirst Guaranteed Retirement Plan is a non-linked, participating, endowment, deferred pension plan

LIC's new plans offer no new benefits

If tax planning is your only goal, invest in provident fund or tax-saving equity mutual funds

Jeevan Labh offers no new benefits

If tax planning is your only goal, invest in provident fund or tax saving equity mutual funds

Customise health plan according to your needs

Sometimes, two separate ones might work better, if you want to include parents. Or you can get a higher no-claim bonus by paying more premium. Play, sensibly, with the options

Case study

Readers' Corner: Mutual Fund

Nimesh Shah, MD & CEO, ICICI Prudential Asset Management Company, answers your questions

Srisailam Highway, Hyderabad: An ideal location for long-term investment

Srisailam Highway, located in the southern part of Hyderabad, is bustling with real estate activity

How tax laws discriminate against 'homers'

The ownership of multiple properties allows money laundering as well as leads to revenue loss

Valuations still too high

A deep correction will bring these down to levels where investors could start bargain hunting

Time for tax paperwork

Ensure the employer has all relevant documents. Else, your pay will take a serious hit in the next two months

Take advantage of online lending platforms

If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems. Lenders need to be careful, as these are not yet regulated

Complaints against health insurers rise 2% in FY15

Industry players blame "lack of understanding" among customers about policies as main reason for spike