Page 664 - Personal Finance

Happily ever after, financially

What newly-weds could do to smoothly integrate their incomes, expenses, financial values and risk appetites

Options for diesel car buyers after the ban

If your car loan was disbursed but vehicle has not been registered, dealer and bank will settle it between themselves. If you opt for a petrol variant, you will need to reapply for the loan

Over 27 lakh new assesses brought under IT net country-wide

Maximum number added from Gujarat, Goa and Maharashtra

PFRDA switches to PAN for online enrolment under NPS

The Aadhaar-based online NPS account facility was only on a pilot basis

NRIs should take advantage of slowing Indian realty

Despite the slowdown, property investments can give them good returns over the long term

Use-and-file method for life products may take time

Use-and-file is a method used to approve insurance products on the basis of a declaration, before they hit the market

New EPFO norms, mobile app to make your life easier

Employees will no longer need approval of employers to withdraw money

Ranjit Punja: Lenders prefer a credit score of 750 or more

It can be improved if you don't fit criteria; here are few tips

Tax disputes up to Rs 20 lakh to be dismissed

I-T department cannot go for an appeal in cases where the disputed amount is below this threshold

Reading banking funds' performance

It may be smarter to hold individual stocks than funds or have a mix of both

Common internal TPA likely to improve service

While claims settlement could be faster, it needs to be seen if hospital network will remain the same

Case study

Ulsoor, Bengaluru: Good location for small offices and start-up companies

Readers' Corner: Debt Counselling

Real estate Bill: Impact on home buyers

The most important highlight is setting up of a regulatory authority in each state to monitor real estate projects, address buyers' grievances

Under-construction property: Should you register?

In states that have dual agreements, it could sometimes work in your favour to not do so. There are other factors that one should also keep in mind

It could be a tough week

Events like a US Fed rate increase should not worry retail investors too much, but any fall in the market is always an opportunity to enter good stocks

Reflections on beating the crowd

Why some traders in India make great returns consistently

When financial overhaul is needed

Sometimes, when a life-goal plan's funding isn't adding up or has gone awry, one needs to shift strategy and even goals. Be prepared and keep a buffer at all times

Don't invest by looking in the rear-view mirror

New investors should avoid investing in last year's outperformers because it is too soon to take a decision. Old investors should rebalance their portfolios