Page 674 - Personal Finance

Readers' Corner: General Insurance

Yelahanka, Bengaluru: Choose from apartments, plotted developments

Realty development in Yelahanka has scaled up considerably over the past few years, especially after the international airport relocated to North Bengaluru

Choose the executor of will carefully

It's best if a neutral person is given the responsibility. Avoid giving the duty to a beneficiary

Buy on dips

But, be ready to hold on for long to reap rich rewards

Market crash is different this time

This time, there was no panic at all. In fact, there was a heightened sense of 'it would be a shame to let a good crisis go to waste'

Don't buy a health plan for maternity cover

It comes with long waiting period, cap on charges and does not cover pre- and post-hospitalisation expenses

Keep calm and carry on

In the current market volatility, you can choose to book profits or buy cheaper stock. However, continue with core investments and don't trade

HDFC Life launches online unit-linked pension plan

The ULP helps individuals to plan retirement by starting to invest as early as 18

EPFO panel approves raising insurance cover to Rs 5.5 lakh

These proposals will be placed before the Central Board of Trustees' in its meeting scheduled on Sept 16

Should you continue your SIPs?

Look at the current stock market volatility as an opportunity to accumulate, says PersonalFinancePlan.in's Deepesh

Balanced funds provide cushion in volatile markets

Suitable for a 3 to 5-year horizon; choose equity funds for longer than 5 years

Redeem money over time from risky schemes

While there is little one can do when the fund house restricts redemptions, it's best to exit even if it means some losses

Last date for e-filing of I-T return extended to September 7

The govt has received representations from taxpayers, saying they had faced difficulties in e-filing of returns due to slowing of certain e-services

SBI Life launches CSC product

It is a non-linked, non-participating, variable insurance plan with twin benefits of life insurance cover and savings

IPOs: Don't go for listing gains

Invest only if the company is raising money to grow its business

Should you sell or invest more in stocks?

It depends on your current situation and future requirements

Realty check: Budget - Rs 1.5 crore & Rs 2 crore

If you are looking at buying real estate and your budget falls within this range, an idea about prevailing rates would come in handy

Readers' Corner: Debt counselling

Airlines should compensate for missed flights...

...If a passenger misses a flight on account of boarding announcement not being made

Back to reliable sectors

In the absence of significant policy reforms, FMCG, pharma and IT could be a theme over the next few months