Page 748 - Personal Finance
Prepayment penalty on floating rate loans may come back
Making the transfer process painless will go a long way in ensuring the interest rates charged are fair, even if the regulations themselves do not provide a transparent basis for calculating the bench
The latecomer's guide to riding the market rally
Entering at the last phase of a rally? A staggered stop-loss will help
 "The latecomer's guide to riding the market rally")
Equity MF investor base grows by 400,000 in April
This is the first increase in equity MF investor base in more than four years
 "Equity MF investor base grows by 400,000 in April")
Don't skip the SIP
Additional units when the market falls help increase returns
 "Don't skip the SIP")
CIL shares likely to see volatility
The proposed restructuring process could be long drawn
Dial 'e' for e-insurance
Apart from being cheaper and convenient, many online policies offer benefits that are not available in offline products
 "Dial 'e' for e-insurance")
A variable SIP needs regular monitoring
It is cumbersome and amounts to timing the market
EPFO asks field offices to settle all claims within 20 days
Currently, a maximum of 30 days in given to settle all claims, including PF withdrawal
 "EPFO asks field offices to settle all claims within 20 days")
How to exploit a possible bounce in the dollar
A safer way to try and exploit this possible end-of-month bounce in the USD rate is to buy into the IT sector
 "How to exploit a possible bounce in the dollar")
To shift lenders or not?
The interest rate difference should be at least 25 bps. If the existing lender gives the same rate for a fee, it may be more convenient
 "To shift lenders or not?")
Cashless motor insurance has limited benefits
Hurdles such as approvals for repair and fixed rates can make the process time-consuming
 "Cashless motor insurance has limited benefits")
ICICI Bank cuts home loan rates by 10 bps
Interest on loans up to Rs 75 lakh now on a par with SBI; new rates valid till June 30
 "ICICI Bank cuts home loan rates by 10 bps")
Stay with FMPs
Reinvest FMP proceeds in similar tenured or short-term funds; it's not the time to go long on debt
 "Stay with FMPs")
EPFO seeks feedback on facility for workers going abroad
Facility allows organised sector employees going abroad for offshore work to apply online for a Certificate of Coverage, which attests that they are covered under social security schemes
Managing money under Modi
Business Standard presents expert views on what changes can help improve the prospects of various asset classes
 "Managing money under Modi")
Spending alone won't fetch you credit card rewards
Be careful with how and where you spend, and make payments on time
 "Spending alone won't fetch you credit card rewards")
Most positives priced in, prepare to book profits
Market likely to remain volatile with wide daily ranges and there could be short-term churn across sectors
Niche plans should follow indemnity plans
As benefit policies pay only for a set of ailments, you might have to pay out of your pocket on most occasions
Ahmedabad tops list of youngest realty buyers: Study
Ahmedabad saw 62% of those earning less than Rs 10 lakh per annum looking to buy in the city while 30% plan to buy in Gurgaon
 "Ahmedabad tops list of youngest realty buyers: Study")