Page 748 - Personal Finance

Case study

Balewadi, Pune: Well-developed infrastructure and strategic location

Readers' Corner: Life Insurance

Central bank likely to leave policy rates unchanged in April

Inflation trends appear encouraging, and that rules out another rate rise. But there are too many uncertainties & negative risks visible in the near future

Want tax benefits? Your relatives can be of help

Claim these last-minute tax savers and get better after-tax returns

Structure your own capital protection plans

Even for long-term goals such as your children's education, a simple investing strategy will help protect your investments

The 'real' risk in equity

Risk lies neither in price 'volatility' nor in any fancy statistical descriptions. It lies in not knowing what one is doing

Retail investors are not very confident

Numbers suggest FIIs are betting on the most economically favourable outcome

Debt funds are in a sweet spot

Re-calibrate your debt portfolio to take advantage of the high yields in the debt market

BSE MF platform isn't big help

Though independent financial advisors can transact on it, it does not change the cost structure for investors. Direct plans a better option, say analysts

How to cut your motor insurance premium

Third-party premium can't be reduced but own damage can be brought down with a little effort

EPFO settles 1.1 cr claims till Feb end, 97% within 10 days

Retirement fund body had settled 8 lakh claims in February alone

Fund pick: Kotak Select Focus Fund

Some minor blips, but ahead in the long-run

Be smart, be safe

Don't rush to buy or sell aggressively. At best, exit stocks and mutual funds performing badly if there are profits

Reduce your health insurance cost

One could opt for lower sub-limits, two-year policies, top-ups, no claims to get a better deal

Who can manage your money best?

A portfolio manager offers customised services but at steep charges. Know exactly what you are getting into before selecting one

Identifying value in stocks

The stock market is dancing to the value tune these days. But what is it really?

Banks can't ask for more funds after one-time settlement

Fixing shadow over gold

The metal might see-saw between $1,200 and $1,400. A breakout beyond either of these limits could result in a decisive trend

EPFO to provide Annexure-K online to private PF trusts

The new facility will address the problems with regard to delay in transfer of PF accounts