Page 757 - Personal Finance

Good time to buy a car?

Offers are there, but not across models. Stay away from used cars

Govt approves 8.75% interest on EPF deposit for 2013-14

EPFO estimated an income of Rs 25,048.55 crore for 2013-14

Exit route for gold investors?

Medium-term investors can hold, but don't sell debt or equity to expand the gold portfolio

6 important aspects to help you during tax planning for FY14

A lot of you might have already made some tax saving investments. Some of you would be planning to do so now. If you have not yet thought about anything, do it now

Haven't filed tax returns?

Those who missed the July deadline can still file by March 31

Use equity tax savings schemes effectively

Utilise your ELSS tax saving limit first, then consider additional investments under RGESS

Rates aren't only important in FDs

Divide the total amount to invest in different tenures and invest in established banks

Insulate your adopted child from legal tangles

Ensure you register or legalise the adoption, else the child loses on inheritance

What to do during an open offer?

It's the season for this and investors are getting hefty offers from promoters. Should you cash out?

A scenario of FII selling is possible

FIIs have not abandoned India despite years of poor policy-making. They may, however, trim exposure substantially if they are unhappy with the 16th Lok Sabha

Don't let your account sleep

It is worth making a little effort to claim money lying idle with banks, insurance companies and EPFO

Women should play an active role in finances

Take part in discussions on how to save and where to invest

Seeking value in this market

The trick lies in finding cheap stocks that will give great returns

Bouncing back from a job loss

Get your family involved, renegotiate loans and retool yourself

Standard deductions aren't enough

Claim benefits against rentals paid, purchase of commercial property and joint home loan to reduce tax outgo

Repossession of collateral isn't closure

Ensure you get a no-dues certificate. Better still, sell the collateral and repay the lending institution

Cabinet may approve Rs 1,000/month minimum pension tomorrow

Proposal is listed in the agenda of the meeting of the Union Cabinet scheduled for tomorrow

Kotak Life Insurance launches immediate annuity plan

Plan offers the option to chose a beneficiary other than self

Volatility futures not for retail investors

Good hedging instrument, minimum contract size of Rs 10 lakh is a deterrent

Going after the non-filers: Personal I-T mop-up surges

Growth aided by notices to persons who would high-value transactions but did not file returns