Page 763 - Personal Finance
Tilt towards long-income funds
As interest rates pause, duration funds look attractive again
 "Tilt towards long-income funds")
Tata AIA Life announces Mahalife Supreme
Scheme offers income protection along with guaranteed returns
 "Tata AIA Life announces Mahalife Supreme")
FSLRC views are good but little cheer for consumers
Regulators will find it hard to rein in mis-selling and make explanation for delay in approvals mandatory
 "FSLRC views are good but little cheer for consumers")
Service tax finds several banking services taxable on scrunity
The services include credit on deposit insurance, tax collection and forex commission
 "Service tax finds several banking services taxable on scrunity")
Health Insurance portability and its benefits
Health insurance portability is a facility to transfer your health insurance policy from an existing company to another without many hassles
 "Health Insurance portability and its benefits")
Pension fund managers devise new strategies to attract youths to NPS
HDFC Pension Fund also been finding it difficult to enrol people in younger age-bracket
 "Pension fund managers devise new strategies to attract youths to NPS")
Gold loans: Banks retain edge over NBFCs
Despite RBI allowing NBFCs to offer 75% loan-to-value, banks score on rates
 "Gold loans: Banks retain edge over NBFCs")
Time to raise your contribution to EPF?
With the rate rising to 8.75 per cent, the product will give better tax-free returns
 "Time to raise your contribution to EPF?")
EPFO raises interest rate to 8.75% for 2013-14
Announces 20% rise in cover under Employees' Deposit Linked Insurance Scheme
 "EPFO raises interest rate to 8.75% for 2013-14")
Political donations yield tax benefits, to an extent
There is a perk for donating to parties. An individual who makes an eligible donation is entitled to get 100% tax deduction under Section 80GGC of the Income Tax (I-T) Act
 "Political donations yield tax benefits, to an extent")
 "Case study")
No running away from costly banking
With cost of funds rising for banks, customers could opt for cheaper ways such as internet banking
 "No running away from costly banking")
Should retail investors follow FIIs while investing in equities?
Do so only after understanding the reasons behind their buying and selling
 "Should retail investors follow FIIs while investing in equities?")
How have Ulips fared?
Most have done reasonably well in the past five years. But if you have invested in those that have not, here's what you should do
 "How have Ulips fared?")
Debt Counselling: Mohan Jayaraman
Today, Mohan Jayaraman, MD, Experian Credit Information Company & Country Manager, Experian India, answers your questions
Nature-endowed homes on the outskirts of a city
Hotspot: Wakad-Pune
Many corporations will not be able to manage debt in FY15
Some of these companies can manage turnarounds and bring debt under control. In those cases, they will be multi-baggers
EPFO likely to announce 8.5% interest tomorrow on PF deposits
EPFO had provided 8.5% interest in the 2012-13 fiscal, which was higher than 8.25 announced in 2011-12
 "EPFO likely to announce 8.5% interest tomorrow on PF deposits")