Tipping point

Can insurance be claimed in case of an accident caused due to drunken driving?
In case of accidents arising out of drunken driving, the case is categorised as gross negligence and claims can be rejected. Not only claims for vehicle damage but those for third-party injury can also be rejected, if the company says the policy is void.

How will the company know the reason behind an accident?
Insurance companies will access police records on accidents.