Page 810 - Personal Finance

Use MIPs for higher returns

In a falling interest rate regime, monthly income plans will score over post office schemes due to equity exposure

Avoid exposure to power stocks

Corrective actions are required in the sector but it will only happen if things get really desperate

Looking to retire early? Plan your time well

If you plan to take up social work or teaching after retirement, try it out for some time before taking the plunge

Investors blink as Mavrodi slashes rates of Mavro

MMMIndia restricts redemptions to five per cent of reduced value

NEW CAR LOAN - public vs private banks

Usually a new car buyer is attracted towards such loan providers who are easy to understand and take less time to process the amount irrespective of charges and future botherations

Buying a home in an economic slowdown

Most of the investors are skeptical about investing in real estate because the developers are sitting deep into debt trap and the risk of default in possession transfer by the builder is at peak

Right time to plan a bank FD or RD investment

In current scenario, it is judicious for an investor to lock the fund in FD with an assured return of around 9-9.5% per annum

Payout will be highest in annuity for life

There are no hidden charges to provide extra amount after death

Lessons from Saradha scam

Seek proper documentation before investing

Saradha: Sebi, government should take over chit funds

There are thousands of chit funds all across the country which promise unbelievable returns, cheat investors and run away, and these need to be regulated

Do not go overboard on equities

Sensex valuation looks attractive but watch out for inflation falling further

Planning to buy insurance this year?

Wait till these are refiled as it will give you added benefits

Inflation index to the rescue of FMP investors

Due to double indexation, investors here either pay capital gains tax on lower gains or show a notional loss and pay none

Just sit tight

We might have entered a phase when all asset classes could fall for some time. It's time to play safe

What led to Saradha's fall?

A 50-yr old domestic help set herself ablaze on learning that her entire savings put in Saradha schemes could not be retrieved

Fund managers continue to favour equities in Q2: HSBC survey

Positive view on emerging market rises from 29% to 57%

Who is Sudipta Sen?

From a real estate agent to a media baron, Sen's rise has been meteroric, to say the least

Realty check

Budget: Rs 2 crore to Rs 4 crore

Case study

A good option for heart patients, at a reasonable cost