Yesterday, Housing Development Finance Corporation introduced a first in the deposit market &mdash; a floating rate recurring deposit.

Floating rate good for risk-wary, not so for HNIs

Business Standard

The global decline in sugar production due to cane scarcity has catapulted sugar prices to an unprecedented high. The rise in prices has been significant enough to contribute to the alarmingly high food inflation. Consequently, the government has stepped in to soften the prices.

Investing: Paras Adenwala

Retail investors should be selective about investing in public sector stocks.

The PSU fever: You need not catch it

The infrastructure sector has caught the fancy of a number of asset management companies. Last week, Bharti AXA Investment Managers launched Focussed Infrastructure Fund. Already, there are 18 infrastructure schemes.

Theme funds: High yield, high risk

The country&rsquo;s largest private sector lender, ICICI Bank, does not see immediate pressure on interest rates, but expects them to rise from the second quarter (July-September) of next financial year due to increase in demand for credit.

Interest rates may rise from July: Kochhar

Press Trust of India

Temple and charitable trusts have always been insulated from recession. Where India Inc may have been struggling to meet sales and profit targets each quarter, these trusts seem to have no problem growing their top- and bottom lines.

Temple trusts chant new investment mantras

Since life cover is not meant for children, parents should opt for MFs or FDs.

Child cover for corpus creation

Do not base your decision on the home loan rate, but on your income stream and your ability to pay back.

Beware teaser rates

When calculating liability, check the not-so-obvious sources of income, too.

Numbers that matter

A customer has few options when in a dispute with a financial institution. At the end, most of the time, it is the customer who suffers.

For deficiency in services

It started as a middle-of-the-road performer and began to take on competition in 2006 because of its sector selection. Last year, the scheme earned 120 per cent, 22 per cent over its category.

Flexible and savvy

I have been regularly investing in DWS Alpha Equity Regular-Growth through a systematic investment plan (SIP) since December 2008. However, the fund has since been downgraded from 5-star to 3-star. Does it remain an attractive option for investment? Also, advise a better fund if I am to exit this one.

Don't exit due to small blips

Insurance companies may increase investments in the nation&rsquo;s stocks by 24 per cent to a record $21 billion next financial year as premium collections rise, according to India&rsquo;s largest private insurers.

Insurers may pump record $21 bn in stocks

When Amit Modi, a Pune-based network engineer, approached a bank for a home loan and the lender denied to sanction it, citing Credit Information Bureau of India (Cibil) reports that he had defaulted on one of the two cards he holds, he got a rude shock, as he holds only one card and he has paid his dues regularly.

Caught in a Cibil trap?

For investors, who were looking for options in the debt instrument segment, non-convertible debentures (NCDs) are back in the reckoning.

Higher rates, but invest in tranches

I have bought a family floater health insurance for my parents. I want to know what will be the tax treatment? I paid around Rs 19,000 as premium. My father turned 65 after the policy issuance.

Insurance: Bhargav Dasgupta

IDBI Bank today increased deposit rates by 25 basis points (bps) and also introduced a new slab of 500 days offering 7 per cent rate.

IDBI Bank ups deposit rates, offers new slab

Almost all ticketing sites and airlines offer insurance with online bookings.

Insurance for as low as Rs 99 ensures safe travel

The Indian aviation sector, which was growing over 20 per cent a year, was pretty badly hit by the global economic crisis. In 2005-07, most of the operating airlines forayed in to the sector: Vijay Mallya&rsquo;s Kingfisher Airlines, Kansagra family&rsquo;s SpiceJet, Interglobe Enterprises-promoted IndiGo Airlines and Wadia Group&rsquo;s GoAir.

Grounded, for now

In the past one year, banks have actively beefed up their loan against property portfolio. Post October 2008 credit crunch, bankers looked for products that were secured and Loan against property (Lap) was an obvious choice.

Take a Lap to fund your financial needs

Some early work on your tax returns will save a lot of hassle and money next year.

Homework on time

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

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