Page 3 - Banking

Fresh loan yields diverge across PSU and private banks, says report

Meanwhile, yields on outstanding loans declined by 4 bps in February, with state-owned banks' yields easing by 1 bp and private sector banks seeing a sharper 6 bps decline

Banks unwind 75% forex bets as RBI deadline nears; rupee, bonds gain

Rupee, bonds gain ahead of central bank's policy review outcome on Wednesday

No personal hearing needed before banks tag loan accounts as fraud: SC

In its ruling, the apex court said that borrowers must be given access to the forensic audit report based on which the classification is reached

Banks' Q4FY26 performance may be stable amid global uncertainties

Stress may show up in MSME portfolio of banks going forward, brokerage say

Banks' Casa ratios rise in Jan-Mar; analysts flag seasonal boost

Banks report higher low-cost deposits in March quarter, but analysts caution the uptick is seasonal amid persistent competition and pressure on deposit mobilisation

CDs emerge as key Q4 funding source for banks despite elevated rates

Q4FY26 CD issuances hit Rs 5.27 trillion; FY26 at Rs 14 trillion, outstanding near Rs 7 trillion

RBI cancels Shirpur Merchants' Co-op Bank licence over poor finances

The Commissioner for Cooperation, Registrar of Cooperative Societies, Maharashtra has also been requested to issue an order for winding up the bank and appoint a liquidator

Bank margins to stay under pressure; recovery seen from FY27: Ambit

Deposit competition, liquidity pressures and shifting household savings are weighing on bank margins, with a meaningful recovery expected only from the first half of FY27

HDFC Bank, BoB report strong credit growth; deposits lag pace

HDFC Bank and Bank of Baroda report robust loan growth in March 2026, with advances outpacing deposits even as time deposits continue to drive overall deposit expansion

ARCs likely to see improved growth in AUM in FY27 amid West Asian conflict

Asset reconstruction companies are likely to see steady AUM growth in FY27, driven by stress in MSMEs and retail segments amid geopolitical tensions and interest rate concerns

India tech funding drops 23 per cent to $10.9 bn in FY26: Tracxn report

India's technology sector saw funding decline in FY26, but investor sentiment signals a gradual recovery as the market stabilises with disciplined investment and focus on fundamentals

RBI bars banks from offering NDF contracts to corporates to stabilise rupee

RBI restricts banks from offering NDF contracts to corporates to curb speculation and stabilise the rupee amid sharp currency volatility

Mid, small sized private banks' credit growth outpace deposit in FY26

Advances at select mid- and small-sized private banks grew faster than deposits in FY26, reflecting tighter funding conditions across the sector

YES Bank names S Anantharaman as CRO to strengthen risk management

YES Bank appoints S Anantharaman as Chief Risk Officer to oversee enterprise-wide risk, including credit, market, and operational frameworks

Central Bank of India gets ₹296 crore demand notice from Income Tax Dept

The bank is in the process of challenging the said orders in the appropriate forum against disallowances/additions made in the said order within the prescribed guidelines, it said

Banks' supervisory data quality index inches up to 90.9 in December

RBI data shows sDQI for scheduled commercial banks rises to 90.9 in December 2025, with gains in accuracy and consistency but some decline in completeness and timeliness

Mahavir Jayanti 2026 holiday: Will banks and schools stay shut on Mar 31?

India will mark Mahavir Jayanti tomorrow, Mar 31. On this day, schools, banks and government offices will remain across several states. It is a gazetted public holiday

No single trigger: HDFC Bank ex-chair cites a range of issues behind exit

Atanu Chakraborty says resignation was driven by value incongruence over multiple issues, including AT-1 bond mis-selling and governance concerns, not any single trigger

RBI mandates 7-day timeline for ECB filings, revises late fee norms

Banks must submit certified ECB returns within seven days as RBI tightens compliance norms and revises late submission fee rules to streamline reporting

HDFC Bank delayed action in AT-1 bond mis-selling: Atanu Chakraborty

Chakraborty abruptly resigned from the bank's board earlier this month, citing differences over "values and ethics" and triggering a stock selloff and a damage control exercise by the lender