Finance Interviews

Microcredit is business credit, not personal loan: Former Bandhan Bank CEO

Bandhan Group founder Chandra Shekhar Ghosh discusses microcredit, women entrepreneurs and digital lending, stressing relationship-based lending and expansion into insurance and technology

Rich valuations, elevated crude narrow equity opportunities: Andrade

Andrade says rising valuations and macroeconomic (macro) headwinds are narrowing the opportunity set in the equity market

'Enabling environment of West Bengal will help business and credit growth'

SBI's Kolkata Circle sees 18% credit growth as MSMEs, housing, agriculture and infrastructure drive lending demand

Expenzing Unveils FinCat: A Team of Autonomous AI Agents That Multiplies A/P Productivity and Delivers Forensic-Grade Fraud Control

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'Not suggesting next policy move is a hike, but there is a need to relook'

RBI MPC member Saugata Bhattacharya says the repo rate may need reassessment if inflation broadens, but current data does not warrant a rate-hike cycle

BC channel payout has to match commercial reality: Dharanidhar Tripathy

BC payouts must reflect rising compliance costs and risks to sustain last-mile banking and deepen financial inclusion, says Dharanidhar Tripathy

Despite digital transactions, ATM demand remains strong: OKI India CEO

Japanese firm OKI sets up a new manufacturing plant in India, banking on strong demand for cash machines and recyclers even as digital transactions soar

The collections industry is running on a dignity deficit: Ananth Shroff

Ananth Shroff, cofounder and chief executive officer of DPDzero, which uses artificial intelligence (AI) for debt collections, interacted with Raghu Mohan via email

Bureau credit scores should not be the sole filter: IDfy's Ashok Hariharan

Ashok Hariharan, founder of IDfy, interacted with Raghu Mohan via email on issues in retail onboarding and underwriting