Health Insurance

With private healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming critical for urban Indians seeking stronger financial protection

Watch out for sub-limits and waiting periods that often accompany this cover

Insurance regulator says rising commissions and weak profitability are undermining policyholder value and sector resilience

The company has enhanced medical, accident, and outpatient benefits for delivery associates as part of a Rs 2,800 crore investment in operations infrastructure

The GI Council's common empanelment platform has covered around 2,000 hospitals and aims to expand the network significantly over the next year

Niva Bupa aims to outpace retail health insurance industry growth through technology investments, multi-distribution expansion, and stronger customer adoption

Rising medical costs and insurance gaps make building a dedicated health corpus essential for long-term financial security

West Bengal likely to re-enter PMJAY, expanding health cover and paving the way for Centre-state scheme convergence

Health insurance premiums tend to rise rapidly at older age

Zero GST on retail health insurance boosts affordability, driving a sharp shift toward high-value policies as rising medical costs push demand for larger coverage

Combine base policy with super top-up, opt for policy with favourable bonus norms to manage premium cost

Elara Capital expects Sagility to report revenue and earnings CAGRs of 13.9 per cent and 20.0 per cent, respectively, in INR terms over FY26E-FY28E

A specialised indemnity heart policy makes sense for someone diagnosed with a coronary disease, or one who has undergone a procedure like angioplasty or bypass surgery

Health insurance claim complaints are rising, with cases on the Bima Bharosa portal in the first 11 months of FY26 exceeding the total for the whole of FY25.

Standalone health insurers expanded their market share in FY26, supported by GST rationalisation and higher premium collections, even as general insurers saw a marginal decline in their overall share

Health insurance growth and GST rate cuts drive premium expansion, even as accounting changes and crop insurance decline weigh on overall industry growth

Panel will assess coverage, claims, product design, and consumer experience, and suggest regulatory and operational steps to boost penetration, trust, and innovation

Make full disclosure of existing conditions, lifestyle habits, and past treatments

Bima Sugam to introduce standardised motor, health and life products this year, while Irdai plans a Public Insurance Repository to enhance data infrastructure and analytics

Star Health sees 50% surge in demand after GST waiver on health policies as it targets ₹30,000 crore premium by FY28 and calls for a healthcare regulator