Page 2 - Health Insurance

Gen Z Indians healthier and better paid but smoking risks finances: Report

One in four Gen Z individuals smokes and one in 10 is a chain smoker, it says

Insurance industry seeks stability amid regulatory and tax turbulence

Regulatory shocks and withdrawal of a tax benefit slowed down growth, nudging firms to focus on affordability, efficiency and chasing more customers

Kids form 43% of pollution claims as winter respiratory cases rise: Reports

Health insurance claims data shows pollution-linked hospitalisations rising sharply nationwide

Health insurance gets inclusive: Siblings & live-in partners now covered

Companies offer plans that acknowledge modern living and allow people to structure their health coverage

Super top-ups in health insurance: Match deductible with base sum insured

When base and super top-up are from different insurers, the second insurer may offer reimbursement, not cashless

80% of Indians with disabilities lack health insurance, warns NCPEDP

A new NCPEDP white paper reveals that most persons with disabilities in India remain uninsured, face high rejection rates and encounter discriminatory practices across public and private schemes

Over 80% of Indians with disabilities lack health cover: NGO white paper

More than 80 per cent of Indians with disabilities remain uninsured, and over half of those who apply are often rejected without explanation despite legal safeguards meant to ensure equal access to health coverage, a new white paper released on Thursday has found. The report, titled Inclusive Health Coverage for All: Disability, Discrimination and Health Insurance in India, was launched by the National Centre for Promotion of Employment for Disabled People (NCPEDP) at a roundtable attended by policymakers, insurers, and disability rights advocates. Drawing on a nationwide survey of over 5,000 persons with disabilities across 34 states and union territories, the study warns that deep systemic inequities continue to block nearly 16 crore disabled Indians from both public and private insurance schemes. According to the findings, 80 per cent of respondents had no health insurance, while 53 per cent of those who applied said their applications were rejected. Many reported being turned a

More Indians buying insurance add-ons, Hyderabad leads trend: Report

Men prefer to buy features for financial protection after severe accidents and women choose 'critical illness riders'

Pollution-linked claims surge: Why health insurance premiums are set to rise

Health insurers are considering a 10–15% hike in premiums and city-based pricing as hospitalisation claims tied to worsening air pollution spike across major cities.

Does illness contracted after taking insurance affects claim or renewal?

Understand how the material change clause works, whether new health info can raise premiums, affect claims, or change your renewal terms. Experts break it down clearly for policyholders.

Insurers mull premium hike as claims mount due to rising air pollution

Health insurers are weighing 10-15% premium hikes and city-based pricing as pollution-linked claims rise sharply across metros, driven by increasing health complications and higher medical costs

GST cut lifts life, retail health insurance growth: Irdai member Sood

Deepak Sood says zero GST on life and health insurance has sparked strong growth, with demand set to accelerate in H2FY26 as the industry pushes for deeper penetration and better distribution

Partial hospital bill payout: Boost policy cover to secure full claims

In particular, avoid room rent caps that lead to proportionate deduction

Irdai monitoring gaps in health insurance claim settlements: Chairman Seth

Ajay Seth says claim payouts often fall short of expectations; stresses prompt, transparent settlement to build trust and achieve 'Insurance for All' by 2047

Pent-up demand boosted retail health insurance segment in October

According to data released by the General Insurance Council, standalone health insurers (SAHI) reported 38.3 per cent Y-o-Y growth in premiums for October, reaching ₹3,738.34 crore

What are the best health insurance plans for working women in cities?

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

Porting your health insurance? Here's what you need to take care of

Early action, full disclosure, and clear documentation are key to a smooth switch without losing continuity benefits, say experts

Niva Bupa may take hit of 50-60 bps on combined ratio after GST, ITC change

Niva Bupa expects a modest 50-60 basis point hit from GST-related ITC loss but aims to offset it through higher policy sales, revised distributor commissions, and cost efficiencies

Health insurance sum insured: Review every 2-3 years to beat inflation

To strike a balance between the need for protection and affordability, combine base policy with super top-up

0% GST makes health insurance a hot pick for bigger, long-term cover: Study

Tax-free health cover drives surge in ₹15-25 lakh plans across age groups