Page 2 - Health Insurance

Partial hospital bill payout: Boost policy cover to secure full claims

In particular, avoid room rent caps that lead to proportionate deduction

Irdai monitoring gaps in health insurance claim settlements: Chairman Seth

Ajay Seth says claim payouts often fall short of expectations; stresses prompt, transparent settlement to build trust and achieve 'Insurance for All' by 2047

Pent-up demand boosted retail health insurance segment in October

According to data released by the General Insurance Council, standalone health insurers (SAHI) reported 38.3 per cent Y-o-Y growth in premiums for October, reaching ₹3,738.34 crore

What are the best health insurance plans for working women in cities?

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

Porting your health insurance? Here's what you need to take care of

Early action, full disclosure, and clear documentation are key to a smooth switch without losing continuity benefits, say experts

Niva Bupa may take hit of 50-60 bps on combined ratio after GST, ITC change

Niva Bupa expects a modest 50-60 basis point hit from GST-related ITC loss but aims to offset it through higher policy sales, revised distributor commissions, and cost efficiencies

Health insurance sum insured: Review every 2-3 years to beat inflation

To strike a balance between the need for protection and affordability, combine base policy with super top-up

0% GST makes health insurance a hot pick for bigger, long-term cover: Study

Tax-free health cover drives surge in ₹15-25 lakh plans across age groups

A good health insurance plan can be a life-saver in more than one way

Here are some of the best health insurance plans for young women living in metro cities

Think your health plan is enough? CA lists 3 must-have add-ons

Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.

Missed your health insurance renewal? Here's the hidden cost beyond money

Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike

GST reform drives record surge in Policybazaar's insurance traffic

Policybazaar sees highest-ever health and term insurance traffic after GST exemption on premiums, with demand rising up to 2.5x since the policy rollout

Young, earning and healthy? Here's the right health cover for you

Experts break down how much cover young earners really need and how to strike the right balance so you don't overpay or, worse, stay underinsured when medical bills hit

Multi-line general, health insurers log muted growth after GST revamp

Multi-line general insurers grew 1.94% and standalone health insurers 3.09% in September, while specialised players saw strong premium expansion

Hospital bill shock: Tata AIG is third insurer to exit Max cashless network

Tata AIG insurance has become the third insurer to suspend cashless claim services with Max Hospitals

What are the best health insurance plans post-GST reforms for you

Under the new GST 2.0 set of reforms, holders of individual health and life insurance policies will no longer have to pay any tax on the premium amount

No GST on insurance a loss for policyholders? What the math shows

Policyholders will pay no GST on health and life premiums from September 22, but insurers lose the ability to claim tax credit on expenses like commissions, rent and software, raising their operating

Hospitals vs insurers: Policyholders bear the brunt of rising medical costs

The simmering conflict came to a head last month when Niva Bupa suspended cashless services at Max Hospitals on August 16, citing unresolved reimbursement issues

GST rejig: No input tax credit for insurers on brokerage, CBIC clarifies

The CBIC has clarified that taxes paid on inputs like brokerage and commission for individual life or health insurance policies cannot be claimed as ITC

GST cut on insurance may not bring relief, premiums could rise 12-18 %

Nil-rated vs exempt GST status will decide if savings reach you, or if premiums quietly climb instead