Availing home loan? How to get the right deal for your property purchase

Apart from checks on property and loan eligibility, ensure you have a good credit score before choosing between fixed and floating rates; you might also be eligible for the govt's subsidy scheme

Are you looking to buy a house and avail a home loan to finance the purchase? As the NDA government completes its five-year term in office, is this the right time to pick that home you are looking for?
 

Well, if you are looking to buy a home for self-use, these could be good times. Home prices have been soft over the past five years and home loan interest rates have declined sharply.

A recent study by Anarock Property Consultants showed that average prices across major cities saw a mere seven per cent increase in the past five years. If