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The 11 state-run banks, which are under the Reserve Bank's prompt corrective action (PCA) framework, have seen a 400 basis points increase in their share of retail loans at 19 per cent of the system in the four years ending September 2018, says a report.
The Reserve Bank began to place state-run banks under PCA framework first time in September 2016, when their NPAs soared beyond the regulatory tolerance levels. But the present data is for the period between March 2015 when their retail share was only from 15 per cent and September 2018 when it rose to 19 per cent,
