The Indian banking system's latest record on wilful defaulters shows a Rs 62,970 crore, or around 10 per cent, increase in the additional amount outstanding since the pandemic began. The total outstanding amount increased to Rs 6.85 trillion in June from Rs 6.22 trillion in December 2019 (see chart 1), shows a Business Standard analysis of numbers from the TransUnion CIBIL database.. India recorded its first case of Covid-19 in January 2020.The amount outstanding to wilful defaulters had touched a post-pandemic peak of Rs.7.6 trillion in December 2020 (or Rs 1.4 trillion more than pre-pandemic levels). The latest numbers are better, though still higher than pre-pandemic levels.