In a personal loan, the loan amount depends on the borrower's income. In a gold loan, it's 60-80 per cent of the value of gold Gold loan is the quickest and easiest to avail.
A customer can get it within a day if the documents are in place A borrower can get a gold loan at a lower interest rate than a personal loan Most lenders don't charge a prepayment fee for a gold loan. For personal loans, usually, the borrower would need to shell out 2-4 per cent of the principal outstanding Lenders have also started offering overdraft facility against ...
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